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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Samara Lakes, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Jul 15, 2025·17 days on market·Recent sales in Samara Lakes·Samara Lakes

116 Nunna Rock Trail

St. Augustine, FL 32092

$470,000sold priceListed at $495,900 · 94.8% of asking$134/sqftMLS# 2089260
5
Beds
2.5
Baths
3,518
Sq Ft
2009
Built
2
Garage
No
Pool

9 more homes for sale in Samara Lakes →Search Samara Lakes on the map

HOA $71/mo11,326 sqft lotSingle Family Residence2 stories

About this home

Samara Lakes

This beautiful 5-bedroom home offers room for everyone with a walk-in closets, providing plenty of space and privacy. Nestled on a quiet cul-de-sac with a peaceful water view and curb appeal enhanced by pavered driveway extensions for extra parking. The primary suite is located on the main floor with an adjoining bath for your comfort. The formal living room adds a touch of elegance, while the open-concept layout seamlessly connects the large, well-appointed kitchen to the inviting family room. Hosting is a breeze with a main-level half bath for guests. Upstairs, you'll find four additional bedrooms, another full bath, a versatile loft space, and a thoughtfully placed laundry room. There is tons of storage in this home. Plus, an irrigation well, wood laminate flooring and crown molding, large back patio and concrete walkways surrounding the home. This one checks all the boxes! A/C Units July 2024; Water Heater 2023; Roof 5 years old.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,603
Property taxesest. at asking price, St. Johns County$625
HOAbilled monthly$71
Estimated total, before insurance$3,300/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,603
Principal & Interest: $2,603
Property taxes (est.): $625
Insurance (est.): $313
Estimated Total Monthly
$3,542
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,806 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
170 Prairie Ridge Drive, St. Augustine, FL 32092Listed by SEFAIR INVESTMENTS, INC.Jul 2026$335,000$1364/32,46660.1
203 Straw Pond Way, St. Augustine, FL 32092Listed by MOXII PRO REALTYJul 2026$487,000$1694/3.52,882550.1
1152 Cabin Bluff Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCAug 2026$500,000$1465/3.53,4221050.2
2825 S Portofino Road, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYAug 2026$650,000$2194/32,9671240.4
448 Bostwick Circle, St. Augustine, FL 32092Listed by DJ & LINDSEY REAL ESTATESep 2026$435,000$1504/2.52,897440.5
1809 S Cappero Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORPJul 2026$660,000$2534/32,60770.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,900
Price / Sq Ft$141
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,518
Acres0.26 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address116 Nunna Rock Trail, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSamara Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,325.6 sq ft
Parcel Number275015490

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Management - Part Time, Park, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 28, 2025
Days on Market17
HOA Fees$71 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Samara Lakes

Samara Lakes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Samara Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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