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Sold·Closed Jul 11, 2025·17 days on market

182 N Ridge Drive

Fleming Island, FL 32003

$1,590,000sold priceListed at $1,590,000 · 100% of asking$389/sqftMLS# 2086839
4
Beds
3.5
Baths
4,086
Sq Ft
2017
Built
3
Garage
Yes
Pool
No HOA1.09 acresWaterfrontSingle Family Residence2 stories

About this home

Fleming Island

Riverfront contemporary craftsman boast a private pool, deck, outdoor kitchen & dock, chefs kitchen with a huge granite island. Two primary suites, one on each floor. Upstairs primary bath offers carrera marble flooring and inside the shower with an imported marble mural. Custom office furniture with murphy bed is included in the designated office space. 1/2 inch handscraped oak engineered wood floors throughout most of the house, carpet in the bonus room and porcelain tile in 1st floor primary and Jack and Jill bathroom. The mudrooms' cabinetry pickups right where the kitchen left off for additional storage. Behind the door across from the washer and dryer is a laundry chute making the tedious as easy as possible, just like the doggy run, it's artificial turf ! There are 2 tankless water heaters and 100 gallon propane gas tank. This home is perfect for creating everlasting memories with family and friends.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,738
Property taxesest. at asking price, Clay County$2,437
Estimated total, before insurance$11,174/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,034/yr · $753/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,624 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,034/yr

Estimated taxes if purchased at asking price: ~$29,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $287/sq ft; this home is listed at $389/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6215 West Shores Road, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,350,000$4134/3.53,265700.7
1491 Bridgette Way, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$840,000$2264/33,725331.4
4841 Raggedy Point Road, Fleming Island, FL 32003Listed by WATSON REALTY CORPJun 2026$1,100,000$3333/3.53,302391.4
1755 Eagle Crest Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$580,000$1934/3.53,00851.5
2270 Stockton Drive, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$895,000$2874/33,120151.5
1631 Seton Family Walk, Fleming Island, FL 32003Listed by IDEAL REALTY CONNECTIONSJun 2026$758,500$2604/32,918281.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,590,000
Price / Sq Ft$389
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,086
Total Structure Area5,560 sq ft
Acres1.09 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman, Other
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Pool Cover, Waterfall
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryPaterson
MiddleGreen Cove Springs

Community Information

Address182 N Ridge Drive, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionCedar Run
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size47,480.4 sq ft
Lot Dimensions80 X 373
Parcel Number41052601518903500
ZoningResidential

Amenities

Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Propane
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Attached, Circular Driveway, Garage, Garage Door Opener
ViewCreek/Stream, Pond, Pool, Protected Preserve, River, Trees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Disposal, Double Oven, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Dishwasher, Instant Hot Water, Microwave, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Marble, Tile, Vinyl, Wood
FireplaceYes
Fireplace FeaturesOther, Outside
# of Stories2
LevelsMulti/Split, Two
LaundryLower Level, Sink
Window FeaturesSkylight(s)
SecurityClosed Circuit Camera(s), Security Lights, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesBalcony, Dock, Fire Pit, Outdoor Kitchen, Outdoor Shower
Lot DescriptionCul-De-Sac, Dead End Street, Irregular Lot, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wetlands, Wooded
Patio / PorchCovered, Deck, Front Porch, Patio, Rear Porch
RoofMetal, Shingle
ConstructionComposition Siding, Stone
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 20, 2025
Days on Market17
Tax Amount$9,034.44
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: X FACTOR SUCCESS REALTY

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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