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Sold·Closed Jan 23, 2026·20 days on market
125 W Harbor Drive
Palatka, FL 32177
About this home
Palatka
Tucked away on approximately 2 private acres, this 3-bedroom, 2-bath mobile home offers the perfect blend of seclusion and neighborhood living. Surrounded by a natural tree line, the property feels peaceful and private while still being conveniently located among neighboring homes. Inside, you'll find a functional layout with comfortable living spaces and plenty of natural light. An unfinished add-on provides endless opportunities—expand the living area, create a bonus room, workshop, home office, or customize it to fit your vision. With room to roam, space to grow, and the chance to add your own personal touch, this property is ideal for buyers looking for privacy, potential, and versatility—all in one setting.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Frank Butler Park Eastabout 20 mi · 84 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 9 mi · 4.1 mi of trails
Closest public boat ramp
McCullough Creek at County Road 13 Primitive Access (Not Recommended)about 4 mi · St. Johns River - McCunough Creek
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 10 mi · Saint Johns River
Closest grocery store
Publixabout 14 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,132/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $84/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 844 W River Road, Palatka, FL 32177Listed by UNITED REAL ESTATE GALLERY | Oct 2025 | $239,900 | $190 | 3/2 | 1,260 | 7 | 0.3 |
| 205 Harbor Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Jan 2026 | $200,000 | $154 | 4/2 | 1,300 | 0 | 0.4 |
| 535 E Horseshoe Court, Palatka, FL 32177Listed by WATKINS REALTY GROUP | Jul 2025 | $356,000 | $228 | 2/2 | 1,560 | 3 | 0.5 |
| 115 Kingfish Avenue, Palatka, FL 32177Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2025 | $185,000 | $162 | 3/2 | 1,144 | 3 | 0.6 |
| 111 Sailfish Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Sep 2025 | $228,000 | $155 | 3/2 | 1,475 | 60 | 0.6 |
| 786 W River Road, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Jul 2026 | $550,000 | $407 | 3/1 | 1,352 | 54 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Sold by: IHEART REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines