Sold·Closed Jun 1, 2026·42 days on market
120 Barracuda Drive
Palatka, FL 32177
About this home
Palatka
BEAUTIFULLY REMODELED HOME, WAITING FOR A NEW OWNER. New well house and holding tank. open floor plan with Beautiful laminate flooring, nice dining room and a bar if needed. Large bedrooms and very large closets. Two full bathrooms. Spice pantry and nice laundry room INSIDE. Chain link fenced back yard with a nice concrete patio to enjoy the sunrise. Beautiful landscaping around the home. Nice large shed for storage. Concrete drive to park on. DON'T MISS PUT ON THIS HOME.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,652 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,646/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $111/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 117 Mackerel Avenue, Palatka, FL 32177Listed by MAXREV, LLC | Jul 2026 | $247,900 | $188 | 3/2 | 1,321 | 8 | 0.1 |
| 541 Palmetto Bluff Road, Palatka, FL 32177Listed by ANCHOR REALTY JAX | Aug 2026 | $289,900 | $217 | 3/2 | 1,334 | 45 | 0.2 |
| 137 Bonita Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Jun 2026 | $160,000 | $148 | 2/2 | 1,078 | 157 | 0.3 |
| 290 Tarpon Boulevard, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $249,900 | $143 | 3/2 | 1,747 | 11 | 0.4 |
| 110 Cedar Creek Road, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Sep 2026 | $465,000 | $260 | 2/2 | 1,789 | 4 | 0.6 |
| 276 Harbor Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Jul 2026 | $440,000 | $302 | 3/2 | 1,455 | 9 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INTERLACHEN REALTY SERVICES, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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For Sale114 Barracuda DrivePalatka, FL 32177
2 bd · 2 ba · 830 sq ft
$140,000Est. $745/moAFFORDABLE FLORIDA LIVING NEAR THE ST. JOHNS RIVER! Priced at just $145,000, this nearly new 2024-built 2BR/2BA…
Listing Office: coldwell banker vanguard realty
Pending543 Palmetto Bluff RoadPalatka, FL 32177
3 bd · 2 ba · 1,334 sq ft
$272,900Est. $1,452/mo.
Listing Office: anchor realty jax
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines