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Sold·Closed Jul 3, 2025·51 days on market
1059 Little Ruth Road
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Charming and fully remodeled 3 bedroom, 2 bathroom home on a spacious 0.62-acre lot! This move-in-ready home features a brand new roof, modern finishes throughout, and an open living space perfect for families or first-time buyers. Enjoy peaceful rural living while still being conveniently located just 4 minutes from the new on/off ramp to the soon-to-open First Coast Expressway—making commuting a breeze. Don't miss this great opportunity!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,163 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
South Ponte Vedra Recreation Areaabout 22 mi · 24 parking spaces
Closest park or preserve
Alpine Groves Parkabout 10 mi · 1 mi of trails
Closest public boat ramp
Williams Park Boat Rampabout 4 mi · St. Johns River
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 4 mi · Saint Johns River
Closest youth league fields
Rivertown II Athletic Complexabout 8 mi · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $97,868 | $97,868 | — |
| 2024 | $95,767 | $87,718 | — |
| 2023 | $92,135 | $79,744 | — |
| 2022 | $79,444 | $72,495 | — |
| 2021 | $65,905 | $65,905 | — |
| 2020 | $62,740 | $62,740 | — |
2024 property taxes (current owner): $1,725/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5158 Sweat Road, Green Cove Springs, FL 32043Listed by EXIT INSPIRED REAL ESTATE | Jun 2026 | $257,800 | $181 | 4/2 | 1,428 | 18 | 0.6 |
| 5158 Sweat Road, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Mar 2026 | $125,000 | $87 | 2/2 | 1,445 | 111 | 0.6 |
| 1190 Lions Den Drive, Green Cove Springs, FL 32043Listed by ERA ONETEAM REALTY | May 2025 | $285,000 | $180 | 3/2 | 1,584 | 15 | 1.2 |
| 4998 County Road 209 S, Green Cove Springs, FL 32043Listed by LOKATION | May 2026 | $340,000 | $219 | 3/2 | 1,551 | 41 | 1.5 |
| 574 Hall Road, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $358,000 | $207 | 4/3 | 1,728 | 5 | 2 |
| 935 Little Pond Road, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERY | Sep 2025 | $350,000 | $210 | 3/2.5 | 1,664 | 38 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT INSPIRED REAL ESTATE
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines