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Sold

Sold·Closed Mar 17, 2026·111 days on market

5158 Sweat Road

Green Cove Springs, FL 32043

$125,000sold priceListed at $171,900 · 72.7% of asking$87/sqftMLS# 2114023
2
Beds
2
Baths
1,445
Sq Ft
2007
Built
—
Garage
No
Pool
No HOA7,144 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

** PRICE ADJUSTMENT ** This fixer upper is ready to make your own or be a potential investment. This 2 Bedroom 2 Bath home on a quiet rural road features a kitchen with pantry, breakfast nook, living room, family room, tile and vinyl plank floors, and an additional room or office. The rustic back yard includes a wooden playhouse.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$692
Property taxesest. at asking price, Clay County$192
Estimated total, before insurance$884/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,109/yr · $259/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$125,000
$25,000
Loan Term
Monthly Payment
$692
Principal & Interest: $692
Property taxes (est.): $192
Insurance (est.): $83
Estimated Total Monthly
$967
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,274 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$206,319$206,319—
2024$198,876$172,148—
2023$188,371$156,499—
2022$160,332$142,272—
2021$129,339$129,339—
2020$121,148$121,148—

2024 property taxes (current owner): $3,109/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $119/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5158 Sweat Road, Green Cove Springs, FL 32043Listed by EXIT INSPIRED REAL ESTATEJun 2026$257,800$1814/21,428180
1059 Little Ruth Road, Green Cove Springs, FL 32043Listed by EXIT INSPIRED REAL ESTATEJul 2025$230,000$1683/21,368510.6
1190 Lions Den Drive, Green Cove Springs, FL 32043Listed by ERA ONETEAM REALTYMay 2025$285,000$1803/21,584150.7
4998 County Road 209 S, Green Cove Springs, FL 32043Listed by LOKATIONMay 2026$340,000$2193/21,551411.5
4992 County Road 209 S, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYNov 2025$399,900$2213/21,811301.5
935 Little Pond Road, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYSep 2025$350,000$2103/2.51,664381.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$171,900
Price / Sq Ft$119
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,445
Acres0.16 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5158 Sweat Road, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMetes & Bounds
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size7,143.84 sq ft
Parcel Number02072601575200000

Amenities

UtilitiesElectricity Available, Water Available
SewerSeptic Tank
Water SourcePrivate
ParkingOther

Interior

AppliancesDishwasher, Electric Oven
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1

Exterior

Lot DescriptionWooded
RoofShingle
Road SurfaceDirt

Additional Information

Date ListedOctober 18, 2025
Days on Market111
Tax Amount$3,109.31
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: EXIT INSPIRED REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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