Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 26
Active Under Contract

Active Under Contract·140 days on market

5162 Sweat Road

Green Cove Springs, FL 32043

$154,900$161/sqftEst. $858/moMLS# 2146903
↓ $20,090 below original list
2
Beds
2
Baths
960
Sq Ft
1999
Built
—
Garage
No
Pool
FEMA Zone XNo HOA16,553 sqft lotManufactured Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

BUYERS GOT COLD FEET -- BACK ON THE MARKET!!! 🏡 This remodeled 1999 manufactured home offers 2 bedrooms, 2 full baths, and 960 sq ft on .38 acres. This 16ft extra-wide singlewide sits on a county-maintained dirt road just 5 minutes from the new First Coast Expressway on-ramp for an easy commute. The home has been remodeled with a new metal roof, new flooring, fresh paint inside and out, new appliances, and the yard has been sodded and professionally landscaped. This is a 2nd set manufactured home, meaning it was moved from its original setup location. CASH, VA & CONVENTIONAL FINANCING WELCOME! The setup has been fully permitted by the county and the Certificate of Occupancy is uploaded. Need financing? Reach out and I can connect you with lenders familiar with these types of homes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$858
Property taxesest. at asking price, Clay County$237
Estimated total, before insurance$1,095/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$154,900
$30,980
Loan Term
Monthly Payment
$858
Principal & Interest: $858
Property taxes (est.): $237
Insurance (est.): $103
Estimated Total Monthly
$1,199
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,416 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $38,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$20,000$20,000—
2024$20,000$20,000—
2023$20,000$20,000—
2022$11,000$11,000—
2021$17,000$17,000—
2020$17,000$0—

2025 property taxes (current owner): $305/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 7, 2026Active Under Contract$154,900
  • Sep 24, 2026Price change$154,900−$10,090
  • Sep 18, 2026Active$164,990
  • Sep 1, 2026Active Under Contract$164,990
  • Aug 25, 2026Active$164,990
  • Jul 23, 2026Active Under Contract$164,990
  • Jul 17, 2026Price change$164,990−$10,000
  • Jul 12, 2026Active$174,990
  • May 24, 2026Listed$174,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1122 Brewsters Cove, Green Cove Springs, FL 32043Listed by AT HOME REALTY SERVICES, LLC.Jul 2026$175,000$1463/11,200132.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$154,900
Price / Sq Ft$161
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage960
Acres0.38 acres
Year Built1999
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address5162 Sweat Road, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMetes & Bounds
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size16,552.8 sq ft
Parcel Number02072601575100101

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate
ParkingAdditional Parking
ViewTrees/Woods

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchFront Porch
RoofMetal
ConstructionFiber Cement
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 24, 2026
Days on Market136
Tax Amount$305.05
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines