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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jun 6, 2025·33 days on market·Recent sales in Jacksonville Beach

610 Patricia Lane

Jacksonville Beach, FL 32250

$547,000sold priceListed at $547,000 · 100% of asking$579/sqftMLS# 2084167
3
Beds
1
Baths
945
Sq Ft
1952
Built
—
Garage
No
Pool
No HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville Beach

Experience coastal living at its finest in this enchanting beach bungalow perfectly customized for those who crave an outdoor-centric lifestyle and with no HOA to restrict your vision, it's truly your own private retreat. Nestled on a fenced lushly landscaped backyard featuring its own well and sprinkler system. This one-of-a-kind home boasts a fully operational chicken coop, flourishing greenhouse, and productive vegetable garden, while mature fruit trees and grape vines supply fresh, home-grown delights year-round. Entertain effortlessly under the stars around your cozy custom firepit, unwind in the cedar sauna after a day at the shore, or dine al fresco on the covered, paved patio complete with electrical, lighting, icemaker, and built-in seating . A detached 12×16 insulated workshop boasts electricity, attic storage and is cleverly designed to offer space for projects large or small.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,030
Property taxesest. at asking price, Duval County$893
Estimated total, before insurance$3,923/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,921/yr · $327/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$547,000
$109,400
Loan Term
Monthly Payment
$3,030
Principal & Interest: $3,030
Property taxes (est.): $893
Insurance (est.): $365
Estimated Total Monthly
$4,288
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,586 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,921/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 27, 2025Listed$547,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $483/sq ft; this home is listed at $579/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
608 Barbara Lane, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJun 2026$450,000$4812/193670.2
1203 13th Avenue N, Jacksonville Beach, FL 32250Listed by NAVY TO NAVY HOMES LLCSep 2026$435,000$4323/1.51,00820.3
909 7th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$490,000$4952/199010.4
922 7th Avenue N, Jacksonville Beach, FL 32250Listed by 1 REALTY CORPJul 2026$529,000$4503/21,175110.4
827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCJul 2026$599,900$5293/21,13460.5
719 4th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYJul 2026$585,000$4833/21,212230.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$547,000
Price / Sq Ft$579
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage945
Acres0.16 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Ranch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address610 Patricia Lane, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionBeaches Homesites
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,969.6 sq ft
Lot Dimensions60 X 100
Parcel Number1750290000
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingOther

Interior

Interior FeaturesOpen Floorplan
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Impact Windows, Other
Lot DescriptionSprinklers In Front
Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle
ConstructionFrame, Stucco
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 27, 2025
Days on Market33
Tax Amount$3,920.84
Tax Year2024
Listing TermsAssumable, Cash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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