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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 17, 2025·24 days on market·Recent sales in Jacksonville

908 Cavanaugh Drive

Jacksonville, FL 32259

$1,100,000sold priceListed at $1,160,000 · 94.8% of asking$260/sqftMLS# 2082900
5
Beds
4
Baths
4,231
Sq Ft
2005
Built
3
Garage
No
Pool
HOA $165/mo15,682 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Nestled at the end of a quiet cul-de-sac in one of St. Johns County's most sought-after communities, this impressive residence offers over 4,200 square feet of thoughtfully designed living space inside with pristine water frontage outside. Boasting numerous upgrades, the home features updated flooring, plantation shutters throughout, and remote-controlled blinds for ease and elegance. Phantom screens on both front and back doors allow for comfortable cross breezes, while the attic adds valuable additional storage. The property is move-in ready with major systems already updated, including a newer roof, newer A/C, and a new water softener. The spacious backyard offers ample room to add a pool, allowing the next owner to create their own oasis overlooking the water. Residents of this community enjoy access to phenomenal amenities, including resort-style pools, walking trails, and sports fields.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,093
Property taxesest. at asking price, St. Johns County$1,464
HOAbilled quarterly$165
Estimated total, before insurance$7,722/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,715/yr · $643/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$6,093
Principal & Interest: $6,093
Property taxes (est.): $1,464
Insurance (est.): $733
Estimated Total Monthly
$8,290
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,715/yr

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 24, 2025Listed$1,160,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
516 Bronze Branch Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,000,000$2325/54,315660.4
536 E Kesley Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,012,000$2415/44,206720.4
3225 Bishop Estates Road, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$2,175,000$4386/54,964470.5
1555 Summerdown Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCJul 2026$599,900$1965/3.53,055100.6
376 N Lombardy Loop, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$800,000$2655/43,021670.8
4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUPOct 2026$1,200,000$3645/43,2951631

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,160,000
Price / Sq Ft$274
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,231
Acres0.36 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address908 Cavanaugh Drive, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMagnolia Preserve
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size15,681.6 sq ft
Parcel Number2490130440

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

Exterior

FencingOther

Additional Information

Date ListedApril 24, 2025
Days on Market24
HOA Fees$495 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,714.8
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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