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Sold

Sold·Closed May 4, 2026·341 days on market

664 Kilchurn Drive

Orange Park, FL 32073

$350,000sold priceListed at $395,000 · 88.6% of asking$129/sqftMLS# 2082031
4
Beds
2.5
Baths
2,713
Sq Ft
1987
Built
2
Garage
No
Pool
HOA $128/mo0.46 acresSingle Family Residence2 stories

About this home

Orange Park

SELLER WILL PAY UO TO $3000 OF BUYERS CLOSING COST Welcome to Prestigious Loch Rane! This beautifully maintained 4-bedroom, 2.5-bath, 2-story home offers 2,713 sq ft of comfortable living space. Featuring a brand-new roof, new flooring throughout, and a freshly painted interior, this home is truly move-in ready. The spacious kitchen boasts a JennAir range, new dishwasher, separate dual ovens, a new refrigerator, and built-in microwave--perfect for the home chef. Enjoy the oversized backyard, ideal for entertaining or relaxing outdoors. Additional highlights include a 2-car garage, a charming open-air covered front porch, and dual A/C units for year-round comfort. The thoughtful split-bedroom layout includes the primary suite and one additional bedroom downstairs, with two more bedrooms and a loft space upstairs. HUGH 1/2 ACRE LOT. SELLER HAS PAID HOA FEES FOR 2026!!!!!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,923
Property taxesest. at asking price, Clay County$536
HOAbilled annually$128
Estimated total, before insurance$2,588/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,928/yr · $494/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~917 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,928/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
663 Kilchurn Drive, Orange Park, FL 32073Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$440,000$1554/32,840330
655 Fingal Drive, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCAug 2026$445,000$2004/2.52,22100
778 Ennis Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$345,000$1534/32,25250.4
525 Sugar Grove Place, Orange Park, FL 32073Listed by WATSON REALTY CORPAug 2026$441,500$1683/2.52,634980.9
2674 Country Club Boulevard, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$400,000$1473/2.52,7161821
819 Wicklow Court, Orange Park, FL 32065Listed by WATSON REALTY CORPAug 2026$350,000$1684/22,084451.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$146
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,713
Acres0.46 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryS. Bryan Jennings, reported on 11 other Loch Rane listings
MiddleOrange Park, reported on 10 other Loch Rane listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address664 Kilchurn Drive, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionLoch Rane
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size20,037.6 sq ft
Parcel Number42042500881424449

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecurityGated with Guard, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
FencingBack Yard
RoofShingle
ConstructionBrick, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 16, 2025
Days on Market341
HOA Fees$1,536.15 / Annually
HOA FrequencyAnnually
Tax Amount$5,928.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY REALTY & MANAGEMENT INC

Sold by: ALL REAL ESTATE OPTIONS INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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