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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Point, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jun 2, 2025·1 day on market·Recent sales in Pablo Point·Pablo Point

556 San Pablo Road N

Jacksonville, FL 32225

$350,000sold priceListed at $350,000 · 100% of asking$304/sqftMLS# 2081373
2
Beds
1.5
Baths
1,152
Sq Ft
1986
Built
2
Garage
No
Pool

All Pablo Point homes for sale →Search Pablo Point on the map

No HOASingle Family Residence1 story

About this home

Pablo Point

Welcome to 556 San Pablo Road N! Nestled on a spacious 0.31-acre corner lot at the end of a quiet dead-end street, this property offers a rare opportunity to live just minutes from the beach! Featuring a freshly painted exterior and surrounded by beautiful mature oak trees, this home boasts incredible curb appeal and a tranquil, private setting. Step into the backyard and discover a detached workshop/shed — a flexible space perfect for a creative studio, home projects, or extra storage, with exciting casita potential. Owned and lovingly maintained by the same family for 27 years, this home is ready for its next chapter. It's the perfect canvas to renovate, personalize, and unlock the full potential of this charming space. Whether you're envisioning a beachside retreat, an investment opportunity, or the perfect site to create your forever home, this property offers endless possibilities. Located just 4 miles from Atlantic and Neptune Beaches and conveniently close to shopping

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
Estimated total, before insurance$2,510/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,446/yr · $121/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,575 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,446/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 28, 2025Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $337/sq ft; this home is listed at $304/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
220 Tarrasa Drive, Jacksonville, FL 32225Listed by ROOT REALTY LLCAug 2026$525,000$3513/21,49430.3
165 Pablo Point Drive, Jacksonville, FL 32225Listed by JPAR CITY AND BEACHSep 2026$499,900$3373/21,483130.4
13415 Peregrine Street, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYSep 2026$500,000$3672/1.51,362430.4
13293 Currituck Drive N, Jacksonville, FL 32225Listed by HOVER GIRL PROPERTIESAug 2026$353,000$2633/21,342130.6
13208 Grant Logan Lane, Jacksonville, FL 32225Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$315,000$2223/21,422420.8
398 Prindle Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORPAug 2026$375,000$2543/21,47880.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$304
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,152
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNeptune Beach
MiddleMayport

Community Information

Address556 San Pablo Road N, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionPablo Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Parcel Number167157-0440
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDryer, Electric Oven, Electric Water Heater, Ice Maker, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesCourtyard
Lot DescriptionCorner Lot, Dead End Street, Many Trees
Patio / PorchFront Porch, Patio
FencingWood
RoofShingle
ConstructionStucco
Other StructuresWorkshop

Additional Information

Date ListedApril 28, 2025
Days on Market1
Tax Amount$1,446.16
Tax Year2024
Listing TermsCash, Conventional, Lease Back
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Point

Pablo Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Pablo Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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