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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville.

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Sold

Sold·Closed May 22, 2025·5 days on market·Recent sales in Riverside·Riverside

1266 Lydia Court

Jacksonville, FL 32205

$980,000sold priceListed at $1,000,000 · 98% of asking$317/sqftMLS# 2081163
5
Beds
3
Baths
3,094
Sq Ft
2022
Built
1
Garage
No
Pool

66 more homes for sale in Riverside →Search Riverside on the map

HOA $50/mo6,970 sqft lotSingle Family Residence2 stories

About this home

Riverside

Step into an exceptional blend of refined elegance and historic character in this one-of-a-kind, custom-built Craftsman-style residence. Completed in 2022 and meticulously curated by a renowned London-based interior designer, this five-bedroom, three-bath home with a dedicated office exudes refinement at every turn. Perfectly positioned on a quiet cul-de-sac within Riverside's coveted historic district, this architectural gem is set on a rare street lined with newer, thoughtfully designed homes—offering the unique benefit of modern construction within a legacy neighborhood. Inside, natural light floods through expansive windows, highlighting wide-plank hardwood floors, bespoke finishes, and a designer kitchen outfitted with top-tier appliances, custom cabinetry and a butler's pantry. The open-concept layout flows seamlessly into open kitchen with soapstone island, living room and dinning room, perfect for entertaining and relaxing with loved ones.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,428
Property taxesest. at asking price, Duval County$1,600
HOAbilled annually$50
Estimated total, before insurance$7,078/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,163/yr · $930/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$980,000
$196,000
Loan Term
Monthly Payment
$5,428
Principal & Interest: $5,428
Property taxes (est.): $1,600
Insurance (est.): $653
Estimated Total Monthly
$7,682
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$685,744$622,347—
2024$686,973$604,101▲ $74,263
2023$636,199$585,050—
2022$130,000$130,000—
2021$130,000$130,000—

2024 property taxes (current owner): $11,163/yr

Estimated taxes if purchased at asking price: ~$19,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $280/sq ft; this home is listed at $323/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2789 Selma Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS ST JOHNSOct 2026$675,000$2425/42,784320.1
2738 Downing Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCJul 2026$725,000$2983/2.52,43620.1
1130 Acosta Street, Jacksonville, FL 32204Listed by ONE REALTY CORPJun 2026$417,500$1194/2.53,523870.2
2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$780,000$2805/32,784540.3
2772 Riverside Avenue, Jacksonville, FL 32205Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$815,500$2525/43,230800.3
1616 Mallory Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$895,000$3084/42,91030.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,000,000
Price / Sq Ft$323
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,094
Acres0.16 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1266 Lydia Court, Jacksonville, FL 32205
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,969.6 sq ft
Parcel Number0646600067
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Freezer, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level
SecuritySecurity System Owned

Exterior

Exterior FeaturesCourtyard
Lot DescriptionCul-De-Sac, Dead End Street, Historic Area, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Terrace
FencingFenced, Back Yard, Privacy
RoofShingle
ConstructionComposition Siding, Frame

Additional Information

Date ListedApril 20, 2025
Days on Market5
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$11,162.57
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32205.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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