Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Sep 11, 2025·129 days on market·Recent sales in Jacksonville

2887 Covenant Cove Drive

Jacksonville, FL 32224

$468,520sold priceListed at $499,000 · 93.9% of asking$221/sqftMLS# 2080596
3
Beds
2
Baths
2,117
Sq Ft
2009
Built
2
Garage
No
Pool
HOA $38/mo6,098 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home, offering a perfect blend of comfort and modern updates. Enjoy year-round relaxation in the heated and cooled sunroom, ideal for entertaining or unwinding. Major updates provide peace of mind, including a new roof (2024), new hot water heater, and new gutter guards. The HVAC system was replaced in 2023, ensuring energy-efficient climate control. Step outside to a maintenance-free backyard, featuring new pavers and artificial turf—perfect for easy living and outdoor enjoyment. A stunning bottle brush tree blooms beautifully each March in the front yard, adding to the home's curb appeal. Located across from a preservation area that will never be developed, you'll enjoy added privacy and access to a neighborhood park. Plus, you're just 10 minutes from Jax Beach and the vibrant Jacksonville Beach community! Don't miss this move-in-ready gem—schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,595
Property taxesest. at asking price, Duval County$765
HOAbilled annually$38
Estimated total, before insurance$3,398/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,355/yr · $363/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$468,520
$93,704
Loan Term
Monthly Payment
$2,595
Principal & Interest: $2,595
Property taxes (est.): $765
Insurance (est.): $312
Estimated Total Monthly
$3,672
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,355/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 8, 2025Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13725 Macapa Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$345,000$1454/22,382580.2
13015 Bentwater Drive, Jacksonville, FL 32246Listed by FUTURE HOME REALTY INCSep 2026$379,000$2103/21,8051060.6
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870.8
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.8
2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$435,455$2353/21,85020.8
3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$400,000$2554/21,56710.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$236
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,117
Acres0.14 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2887 Covenant Cove Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionCovenant Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,098.4 sq ft
Parcel Number1671155695

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air, Split System
FlooringCarpet, Tile
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 8, 2025
Days on Market129
HOA Fees$450 / Annually
HOA FrequencyAnnually
Tax Amount$4,354.58
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PINEYWOODS REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines