Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·483 days on market

6030 Heckscher Drive

Jacksonville, FL 32226

$1,900,000$738/sqftEst. $9,688/moMLS# 2080587

Beds

Baths

2,574

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

NEW CONSTRUCTION - BRAND NEW DOCK WITH 2 COVERED LIFTS - PRIVATE BOAT RAMP - ELEVATOR - DEEP WATER & NAVIGABLE - MINUTES TO THE OCEAN! This breathtaking custom home, currently being constructed by Preferred Builders, is designed to impress! As the construction progresses, Preferred Builders is bringing to life a stunning property built with high-quality materials and attention to detail. The home will feature a durable composite dock, ideal for long-lasting enjoyment. Inside, you'll find a spacious 3-bedroom, 2-bathroom layout offering 3,651 square feet under roof, including 2,574 square feet of beautifully designed, heated living space. The open concept floor plan allows for seamless flow between rooms, with breathtaking views of the St. Johns River from several areas of the home. Built with 2x6 exterior walls for added strength, the property also includes a circular driveway for easy access, 3 bays under the house with 10-foot clearance for additional storage, and a garage.

Cost to own

Mortgage calculator

Home Price

$1,900,000

Down Payment: 20%

$380,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$9,688

Principal & Interest: $9,688

Property taxes (est.): $3,102

Insurance (est.): $1,267

Estimated Total Monthly

$14,057

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$9,688

Property taxesest. at asking price, Duval County$3,102

Estimated total, before insurance$12,790/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $495,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$410,400	$410,400	—
2024	$387,600	$387,600	—
2023	$310,300	$226,572	—
2022	$256,800	$205,975	▲ $32,100
2021	$187,250	$187,250	▼ $26,750
2020	$230,000	$230,000	—

Estimated taxes if purchased at asking price: ~$37,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History