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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 24, 2025·167 days on market·Recent sales in Jacksonville

3704 San Viscaya Drive

Jacksonville, FL 32217

$505,000sold priceListed at $515,000 · 98.1% of asking$203/sqftMLS# 2079156
3
Beds
2.5
Baths
2,483
Sq Ft
1958
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Jacksonville

Price reduced- Sellers motivated! San Viscaya stunner! This sprawling ranch-style home sits at the end of a quiet cul-de-sac surrounded by beautiful arbory and landscaping. Completely updated from head to toe, this single story home includes ALL NEW: roof, AC, septic tanks, electrical panel, wiring, pavered driveway, paint, and landscaping. Move in and feel right at home with the gleaming hardwood floors, plantation shutters, expansive bedrooms with double closets, a designated office space, lush backyard with patio, full irrigation and well system, huge storage room off the carport, and a bonus flex room off the back porch which can be utilized as an additional office, playroom, gym, or workshop. The options are endless! Close to great schools and country clubs- Bolles, Bishop Kenny, San Jose Country Club, and Epping Forest Yacht Club. Come make this incredible San Jose home yours today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,797
Property taxesest. at asking price, Duval County$825
Estimated total, before insurance$3,622/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$505,000
$101,000
Loan Term
Monthly Payment
$2,797
Principal & Interest: $2,797
Property taxes (est.): $825
Insurance (est.): $337
Estimated Total Monthly
$3,958
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$428,462$428,462—
2024$413,119$413,119—
2023$415,067$84,789▲ $67,370
2022$336,103$80,864▲ $19,400
2021$268,526$72,241—
2020$261,679$70,554—

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3775 San Viscaya Drive, Jacksonville, FL 32217Listed by MOXII PRO REALTYSep 2026$450,000$2334/31,9301810.1
3730 Cathedral Cove Road, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERYSep 2026$855,000$3264/32,62460.2
3648 Rubin Road, Jacksonville, FL 32257Listed by COWFORD REALTY & DESIGN LLCSep 2026$592,300$2374/32,5022090.4
8841 Pallazzo Terrace, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$817,500$3143/2.52,6061820.4
8620 San Servera Drive W, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$565,000$2184/32,596230.4
3639 Darnall Place, Jacksonville, FL 32217Listed by WATSON REALTY CORPAug 2026$615,000$2394/32,570220.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$515,000
Price / Sq Ft$207
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,483
Year Built1958
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address3704 San Viscaya Drive, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Viscaya
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Parcel Number1515710000

Amenities

Community FeaturesStreet Lights, Curbs
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceShared Well
ParkingCarport, Covered, Other

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Refrigerator
HeatingElectric
CoolingElectric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Fence, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio, Porch, Screened
FencingBack Yard
RoofShingle
ConstructionOther, Stone
Other StructuresWorkshop
Road FrontageCity Street

Additional Information

Date ListedOctober 13, 2025
Days on Market167
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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