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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palm Valley Gardens, Ponte Vedra Beach.

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Sold

Sold·Closed Apr 23, 2025·8 days on market·Recent sales in Palm Valley Gardens·Palm Valley Gardens

204 S Wilderness Trail

Ponte Vedra Beach, FL 32082

$1,600,000sold priceListed at $1,600,000 · 100% of asking$658/sqftMLS# 2079113
4
Beds
2
Baths
2,433
Sq Ft
2010
Built
2
Garage
No
Pool

6 more homes for sale in Palm Valley Gardens →Search Palm Valley Gardens on the map

No HOA1.50 acresSingle Family Residence2 stories

About this home

Palm Valley Gardens

Discover your private oasis on 1.5 acres in the heart of Ponte Vedra Beach! Perfect for horse enthusiasts, this upgraded property features a 3-stall barn, office & tack room, paddock, pole barn & gazebo. The home itself has been beautifully remodeled, showcasing a luxurious kitchen with white wood cabinetry, marble countertops and backsplash, stainless steel appliances. With over 2,400 square feet, the primary suite, two guest bedrooms & two baths are located on the first floor, while a 4th bedroom or bonus room is upstairs. You'll also find a large, unfinished walk-in attic, ideal for storage or potential expansion. An additional attic space extends over the barn for even more storage. Recent upgrades include brand-new white oak wood flooring, fresh coastal baseboards, new window shades, a brand-new gas fireplace, a 2023 roof, new water softener & well pump. Convenient location to the beaches, shopping, restaurants, golf & A rated St. Johns County Schools!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,862
Property taxesest. at asking price, St. Johns County$2,129
Estimated total, before insurance$10,992/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,724/yr · $1,060/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,600,000
$320,000
Loan Term
Monthly Payment
$8,862
Principal & Interest: $8,862
Property taxes (est.): $2,129
Insurance (est.): $1,067
Estimated Total Monthly
$12,058
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,508 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $12,724/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 1, 2025Listed$1,600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $356/sq ft; this home is listed at $658/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
108 Natures Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$840,000$3773/22,229930.6
104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$768,000$2934/2.52,6171590.8
108 Shell Bluff Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJul 2026$690,000$3134/32,2081190.8
113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERYSep 2026$875,000$4214/22,079650.9
140 Woodlands Creek Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$990,000$3564/3.52,778440.9
117 Glen Eagles Court, Ponte Vedra Beach, FL 32082Listed by DALTON WADE INCJun 2026$960,000$3134/3.53,070580.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,600,000
Price / Sq Ft$658
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,433
Acres1.50 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address204 S Wilderness Trail, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPalm Valley Gardens
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size65,340 sq ft
Parcel Number0658700000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Lot DescriptionFarm, Flag Lot
Patio / PorchCovered, Rear Porch
FencingBack Yard, Chain Link, Cross Fenced, Wood
RoofShingle
Other StructuresBarn(s), Stable(s), Workshop
Road SurfaceConcrete, Gravel

Additional Information

Date ListedApril 1, 2025
Days on Market8
Tax Amount$12,724.17
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palm Valley Gardens

Palm Valley Gardens is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Palm Valley Gardens homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines