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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Permenters R/p Atlantic, Jacksonville Beach.

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Sold

Sold·Closed Aug 25, 2025·100 days on market·Recent sales in Permenters R/p Atlantic·Permenters R/p Atlantic

2184 2nd Street S

Jacksonville Beach, FL 32250

$515,000sold priceListed at $519,000 · 99.2% of asking$505/sqftMLS# 2078316
2
Beds
1.5
Baths
1,020
Sq Ft
1988
Built
—
Garage
No
Pool

4 more homes for sale in Permenters R/p Atlantic →Search Permenters R/p Atlantic on the map

No HOA1,307 sqft lotTownhouse2 stories

About this home

Permenters R/p Atlantic

The best value at the beach. Excellent OPPORTUNITY to own a CORNER townhouse at this price steps from the OCEAN. NO HOA fees or restrictions means more money in your pocket every month and the possibility of using it as a weekend beach place and/or renting it as a short term rental when you want. Walk into your beach retreat and be welcomed by the newly installed quartz kitchen countertops paired with stainless steel faucets and appliances throughout. Kick your legs up in the living room or at the back deck with a fresh drink made at the wet bar. Choose the east or west bedroom to rest after spending the day at the beach. Live your dream beach life, have it as a weekend home or use it as a short-term rental. - HVAC system replaced in 2023 - ROOF replaced in 2024 - Quartz countertops replaced in 2024

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,853
Property taxesest. at asking price, Duval County$841
Estimated total, before insurance$3,694/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,026/yr · $586/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,853
Principal & Interest: $2,853
Property taxes (est.): $841
Insurance (est.): $343
Estimated Total Monthly
$4,037
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,026/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 28, 2025Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $618/sq ft; this home is listed at $509/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2027 Gail Avenue, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$5382/1.51,05030.1
109 25th Avenue S O11, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYAug 2026$250,000$2931/18531410.1
100 Laguna Villas Boulevard G23, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$435,000$3722/21,170340.1
2325 Costa Verde Boulevard 302, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PVJun 2026$515,000$6181/183340.1
1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$725,000$6532/21,110700.2
1601 Ocean Drive S 805, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$950,000$7462/21,274310.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$519,000
Price / Sq Ft$509
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,020
Acres0.03 acres
Year Built1988
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address2184 2nd Street S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionPermenters R/p Atlantic
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size1,306.8 sq ft
Parcel Number1793990050

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Jack and Jill Bath, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
Fireplace FeaturesOther
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionCorner Lot
FencingBack Yard, Wood
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedJune 28, 2025
Days on Market100
Tax Amount$7,026.08
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OCEAN KULTURE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Permenters R/p Atlantic

Permenters R/p Atlantic is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Permenters R/p Atlantic homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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