Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in S Ponte Vedra Beach, Ponte Vedra Beach — a home near St. Augustine High School.

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Active·127 days on market·S Ponte Vedra Beach

2719 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$2,100,000$708/sqftEst. $10,796/moMLS# 2077096

Beds

Baths

2,968

Sq Ft

1989

Built

Garage

Pool

About this home

S Ponte Vedra Beach

This exquisite 4-bedroom, 4-bathroom oceanfront home offers the perfect blend of contemporary elegance and relaxed coastal living. Set along the pristine shores of the Atlantic with uninterrupted preserve views, glimpses of the Intracoastal, and no neighbors to the north for over a third of a mile, this exceptional residence was completely redesigned in 2020 with high-end finishes and thoughtful upgrades. Designed for both comfort and entertaining, it features expansive oceanfront porches, a private walkway to the beach, and a seamless indoor-outdoor flow. Whether you're taking in the fresh sea air from your balcony or unwinding to the sound of the waves, this home provides the perfect retreat.

Cost to own

Mortgage calculator

Home Price

$2,100,000

Down Payment: 20%

$420,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$10,796

Principal & Interest: $10,796

Property taxes (est.): $2,794

Insurance (est.): $1,400

Estimated Total Monthly

$14,991

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$10,796

Property taxesest. at asking price, St. Johns County$2,794

Estimated total, before insurance$13,591/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$31,900/yr · $2,658/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $2,950,000 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$2,309,494	$2,309,494	—
2024	$2,267,645	$2,267,645	—
2023	$2,262,948	$2,262,948	—
2022	$1,233,327	$472,774	—
2021	$781,028	$457,548	—
2020	$500,540	$450,540	—
2020	$16,800	$8,679	▲ $4,800

2024 property taxes (current owner): $31,900/yr

Estimated taxes if purchased at asking price: ~$33,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,652 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History