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Sold·Closed May 12, 2026·27 days on market
18894 NW State Road 16
Starke, FL 32091
About this home
Starke
This solid block home offers great bones, functional layout, and the kind of outdoor space that's getting harder to find. While the kitchen and bathrooms are ready for a modern touch, the home is fully insurable and financeable as-is, giving buyers the chance to update at their own pace while building equity. Features buyers love: • Generous outdoor space, fenced back yard • Barn for storage, projects, or workspace • Flexible primary suite with its own entrance (ideal for guests, home office, or private retreat) Conveniently located between Jacksonville and Gainesville, offering country breathing room with quick access to both cities. If you're someone who can see the potential behind great bones and a little sweat equity, this property may be exactly what you've been waiting for.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1964)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,628 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 19 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 12 mi · Lowery Lake
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $193/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 18943 FL-16, Starke, FL 32091Listed by FREEDOM REALTY GROUP LLC | Oct 2025 | $100,000 | $65 | 3/2 | 1,536 | 15 | 0.1 |
| 19596 NW 56th Avenue, Starke, FL 32091Listed by CW REALTY | Apr 2026 | $240,000 | $143 | 3/2 | 1,683 | 27 | 0.9 |
| 19660 NW 45th Avenue, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $360,000 | $231 | 3/2 | 1,560 | 3 | 1.1 |
| 5418 NW 177th Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATE | May 2025 | $233,000 | $149 | 4/2 | 1,560 | 164 | 1.3 |
| 6059 NW CR 229, Starke, FL 32091Listed by CW REALTY | Mar 2026 | $330,000 | $232 | 3/2 | 1,420 | 5 | 1.6 |
| 5451 NW 173rd Street, Starke, FL 32091Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY | Dec 2025 | $220,000 | $141 | 3/2 | 1,560 | 162 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY
Sold by: CW REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines