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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 1, 2025·73 days on market

5715 NW 203rd Street

Starke, FL 32091

$270,000sold priceListed at $275,000 · 98.2% of asking$179/sqftMLS# 2086224
3
Beds
2
Baths
1,509
Sq Ft
1980
Built
—
Garage
No
Pool
No HOA1.09 acresSingle Family Residence1 story

About this home

Starke

***MOTIVATED SELLER***Entertaining all reasonable offers. Check out this modest 3 bedroom/2 bath home on over an acre lot just outside of town in the Heilbronn Springs area. New floors in all but 2 bedrooms, quartz counter tops in kitchen, stainless steel appliances, all tile bathrooms, walk-in master closet, large laundry room/mud room, French doors open onto a large patio, 30x20 workshop with electrical. Over 1600 sq ft under roof surrounded by gorgeous shady oak and pecan trees. Centrally located between Jacksonville and Gainesville. A short commute for Lake CIty and Macclenny.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,496
Estimated total, before insurance$1,496/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,496
Principal & Interest: $1,496
Insurance (est.): $180
Estimated Total Monthly
$1,676
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
20658 NW State Road 16, Starke, FL 32091Listed by CW REALTYMay 2025$236,500$1313/21,8061930.2
5882 NW 200th Street, Starke, FL 32091Listed by CW REALTYDec 2025$317,000$1783/21,78020.3
6017 NW 200th Street, Starke, FL 32091Listed by MOMENTUM REALTYApr 2026$300,000$1664/21,80240.4
5956 NW 200th Street, Starke, FL 32091Listed by CW REALTYJun 2025$295,000$1643/21,799190.4
6150 NW 200th Street, Starke, FL 32091Listed by CW REALTYJun 2025$299,900$2223/21,350130.5
19596 NW 56th Avenue, Starke, FL 32091Listed by CW REALTYApr 2026$240,000$1433/21,683270.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$182
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,509
Acres1.09 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address5715 NW 203rd Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size47,480.4 sq ft
Parcel Number01837000300
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchPatio
RoofShingle
ConstructionStucco
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 7, 2025
Days on Market73
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: AMERICAN DREAM OF NORTHEAST FLORIDA (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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