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Active·72 days on market

118 Acacia Street

Crescent City, FL 32112

$410,000$282/sqftEst. $2,182/moMLS# 2115234
4
Beds
2
Baths
1,456
Sq Ft
2004
Built
Garage
No
Pool

About this home

Crescent City

PRICE IMPROVEMENT!! Welcome to your own slice of Old Florida. Situated on 14.82 acres with direct waterfront access, this unique property offers privacy, space, and endless opportunity. Whether you're looking for a weekend retreat, full-time homestead, recreational property, or investment opportunity, this one checks the boxes. The property features: a well-maintained manufactured home; a 3-car carport with power; large workshop/shed ideal for hobbies or equipment; expansive acreage with room for trails, gardens, or additional structures; peaceful waterfront access perfect for fishing, kayaking, or relaxing. Bring your ATVs, boats, RVs, and big ideas -- there's space for it all. Just minutes from town yet tucked away enough to enjoy true privacy. (Also MLS land listing #2143905)

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,071
Principal & Interest: $2,071
Est. Taxes & Insurance: $518
Estimated Total Monthly
$2,589
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,182
Estimated total, before insurance$2,182/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,231/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 8, 2026Price change$410,000$25,000
  • May 4, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$410,000
Price / Sq Ft$282
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,456
Acres14.82 acres
Year Built2004
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Carport Spaces3
Has PoolNo
Is WaterfrontYes

Community Information

Address118 Acacia Street, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionMetes & Bounds
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size645,559.2 sq ft
Parcel Number341227000000100200
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, RV Access/Parking
ViewLake, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior

Exterior FeaturesDock, Fire Pit
Lot DescriptionAgricultural, Dead End Street, Many Trees, Wooded
Patio / PorchDeck, Front Porch, Porch
FencingFenced
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 4, 2026
Days on Market214
Tax Amount$1,230.52
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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