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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 27, 2025·67 days on market

460 North Street

Welaka, FL 32193

$326,000sold priceListed at $395,000 · 82.5% of asking$174/sqftMLS# 2075049
2
Beds
2.5
Baths
1,875
Sq Ft
2021
Built
—
Garage
No
Pool
No HOA0.91 acresSingle Family Residence1 story

About this home

Welaka

BEAUTIFUL 2021 3BD/2.5 BATH HOME ON ALMOST 1 ACRE WITH MANY WONDERFUL UPGRADES IN WELAKA, FLA and very close to the St. Johns River. Kitchen that will delight many chef's with a large island, storage galore, great cooking layout and large bright windows. Open Floor Plan. Wonderful Master suite with a split walk in closet and a spa type bathroom with soaking tub and large shower. Two outdoor sheds with electricity in large shed, asphalt circular drive, Inground well and lawn sprinkler system. Leaf Filters & Gutters with a lifetime warranty. Metal Roof installed in 2024 and resealed driveway. Home has Deluxe vinyl flooring with carpets in the bedrooms. Many more extras. Don't let this one get away.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,806
Estimated total, before insurance$1,806/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,929/yr · $411/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$326,000
$65,200
Loan Term
Monthly Payment
$1,806
Principal & Interest: $1,806
Insurance (est.): $217
Estimated Total Monthly
$2,023
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,601 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,929/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
295 Maxwell Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INCAug 2026$434,900$2423/2.51,8001570.3
817 1st Avenue, Welaka, FL 32193Listed by ONE SOTHEBY S INTERNATIONAL REALTYJul 2025$465,000$2622/21,776630.3
500 Walnut Street, Welaka, FL 32193Listed by TIMBER TO TIDES REALTY LLCOct 2026$350,000$1513/22,323740.4
292 Maxwell Drive, Welaka, FL 32193Listed by MAXREV, LLCJul 2026$410,000$1943/22,108860.4
11 Hockey Drive, Welaka, FL 32193Listed by ST JOHNS REALTY AND MANAGEMENT LLCSep 2025$175,000$1023/21,7203860.4
291 Maxwell Drive, Welaka, FL 32193Listed by CENTURY 21 ST AUGUSTINE PROPERTIESJul 2025$450,000$3423/21,3143210.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$211
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,875
Acres0.91 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-burney
HighCrescent City

Community Information

Address460 North Street, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionWelaka
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size39,639.6 sq ft
Lot Dimensions200 x 187
Parcel Number411226920005000040
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingCircular Driveway
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
RoofMetal
ConstructionVinyl Siding
Road SurfaceGravel
Road FrontageCity Street

Additional Information

Date ListedMarch 11, 2025
Days on Market67
Tax Amount$4,928.89
Tax Year2024
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Sold by: LOKATION (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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