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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·165 days on market

99 Broad River Place 1306

Welaka, FL 32193

$325,000$266/sqftEst. $1,800/moMLS# 2143514
↓ $24,000 below original list
2
Beds
2
Baths
1,220
Sq Ft
1990
Built
—
Garage
No
Pool
FEMA Zone XHOA $380/mo436 sqft lotWaterfrontCondominium1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Welaka

Tucked inside the quiet 78-unit Sportsman's Lodge community in Welaka, this updated 2-bedroom, 2-bathroom condo occupies the third floor of the complex's most coveted building, positioned to capture the widest and most unobstructed views of the St. Johns River. Situated just north of Lake George, widely recognized as the bass fishing capital of the world, life here revolves around the water. Whether you're casting at dawn or pulling away from your private slip for a day on the Ocklawaha River or one of the area's crystal-clear freshwater springs, the adventure is always right outside your door.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
HOAbilled monthly$380
Estimated total, before insurance$2,180/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,987/yr · $416/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Insurance (est.): $217
Estimated Total Monthly
$2,017
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,987/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 21, 2026Price change$325,000−$24,000
  • May 5, 2026Listed$349,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $266/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
99 Broad River Place 3206, Welaka, FL 32193Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$330,000$2103/21,568320
99 Broad River Place 3105, Welaka, FL 32193Listed by IHEART REALTY INCJul 2026$270,000$2312/21,16820
99 Broad River Place 3103, Welaka, FL 32193Listed by LOWEST FEE REALTY LLCDec 2025$275,000$2352/21,168170
113 River Bend Place B, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INCJul 2025$315,000$2662/21,1843571.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$266
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,220
Acres0.01 acres
Year Built1990
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address99 Broad River Place 1306, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionOriginal Sportsmans Lodge
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size435.6 sq ft
Parcel Number411226898600103060

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Boat Slip, Maintenance Grounds
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingParking Lot, Unassigned
ViewMarina, River, Water
Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio, Screened

Additional Information

Date ListedMay 5, 2026
Days on Market108
HOA Fees$380 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$4,986.96
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines