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Active

Active·98 days on market

235 River Bend Place

Welaka, FL 32193

$325,000$274/sqftEst. $1,671/moMLS# 2146857
2
Beds
2
Baths
1,184
Sq Ft
1974
Built
Garage
No
Pool

About this home

Welaka

Welcome to easy waterfront living in Beechers Point, a charming Welaka riverfront community along the St. Johns River where boating, fishing, sunsets, and Old Florida scenery are part of everyday life. This two-story condominium offers 2 bedrooms, 2 bathrooms, approximately 1,184 square feet of living space, giving you a low-maintenance home base with direct access to one of Putnam County's most beloved river communities. Inside, the home features an inviting open-concept living, dining, and kitchen area with hardwood-style flooring, wainscoting, ceiling fans, and a whitewashed wood-plank ceiling detail with recessed lighting that adds warmth and character. The kitchen offers white cabinetry, open shelving, a breakfast bar/peninsula, double sink, dishwasher, electric range, and stainless/black appliances, while the two-level layout provides separation between gathering spaces and bedrooms.

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,671
Principal & Interest: $1,671
Insurance (est.): $217
Estimated Total Monthly
$1,887
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,671
HOAbilled monthly$385
Estimated total, before insurance$2,056/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 23, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$274
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,184
Year Built1974
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address235 River Bend Place, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionRiver Bend Est
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Parcel Number401226053000302350

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Boat Slip, Laundry, RV/Boat Storage, Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingVaries by Unit

Interior

AppliancesElectric Oven, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedMay 23, 2026
Days on Market51
HOA Fees$385 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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