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Sold·Closed Jul 16, 2025·63 days on market

817 1st Avenue

Welaka, FL 32193

$465,000sold priceListed at $495,000 · 93.9% of asking$262/sqftMLS# 2087190
2
Beds
2
Baths
1,776
Sq Ft
1955
Built
1
Garage
Yes
Pool
No HOA0.47 acresWaterfrontSingle Family Residence1 story

About this home

Welaka

Unparalleled views! 2/2 cottage on nearly 1/2-acre lot on quiet street boasts 100+/- ft of frontage on the St. John's River & is located across from 387,000 acres of the Ocala N Forest. Situated on ~28-foot ridge, the property provides superior elevation for peace of mind living & includes dock, boathouse, garage & pool. Prop in need of some TLC, but ready for the next owner's personal touch; it offers character w vaulted tongue & groove ceilings, beadboard cabinetry in the kitchen, & a sunroom w panoramic windows for 180-degree river views (just shy of 4 miles of views to the North & S!). Enjoy stunning sunsets w Western exposure & wildlife like Bald Eagles, deer, & manatee. Boat to waterfront restaurants & natural springs. The St. John's is known as the Bass fishing capital of the world & is the longest river in FL with 310 miles of rare, north flowing spring fed fresh water. Welaka is a quaint, historic town that is golf cart friendly with shell path streets & mature oak canopies

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,576
Estimated total, before insurance$2,576/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$465,000
$93,000
Loan Term
Monthly Payment
$2,576
Principal & Interest: $2,576
Insurance (est.): $310
Estimated Total Monthly
$2,886
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle, Other — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,564 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:29 AM, sunset 6:54 PM.

  • A pool back here is the warmest in town and glitters in the evening.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $279/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
460 North Street, Welaka, FL 32193Listed by CENTURY 21 TRITON REALTYMay 2025$326,000$1742/2.51,875670.3
295 Maxwell Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INCAug 2026$434,900$2423/2.51,8001570.4
292 Maxwell Drive, Welaka, FL 32193Listed by MAXREV, LLCJul 2026$410,000$1943/22,108860.4
11 Hockey Drive, Welaka, FL 32193Listed by ST JOHNS REALTY AND MANAGEMENT LLCSep 2025$175,000$1023/21,7203860.4
291 Maxwell Drive, Welaka, FL 32193Listed by CENTURY 21 ST AUGUSTINE PROPERTIESJul 2025$450,000$3423/21,3143210.4
100 Happiness Drive, Welaka, FL 32189Listed by VENTURE REALTY CO, LLCJul 2026$379,900$2593/21,467770.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$279
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,776
Acres0.47 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Ranch
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Direction FacesEast

Community Information

Address817 1st Avenue, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionWelaka
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size20,473.2 sq ft
Lot Dimensions209x99x226
Parcel Number411226920007800120

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewRiver, Water

Interior

Interior FeaturesSplit Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1

Exterior

Exterior FeaturesDock
Patio / PorchGlass Enclosed, Porch
RoofShingle, Other
ConstructionConcrete, Frame, Wood Siding
Other StructuresBoat House
Road SurfaceAsphalt, Gravel

Additional Information

Date ListedMay 13, 2025
Days on Market63
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY S INTERNATIONAL REALTY

Sold by: ONE SOTHEBY S INTERNATIONAL REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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