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Active

Active·54 days on market

703 Front Street

Welaka, FL 32189

$1,700,000$213/sqftEst. $8,731/moMLS# 2152882

Beds

Baths

7,984

Sq Ft

2009

Built

Garage

Yes

Pool

About this home

Welaka

Experience an extraordinarily unique one of a kind St. Johns River estate designed for everyday living and exceptional entertaining! Situated on more than an acre, this remarkable property features two residences connected by a covered breezeway, offering over 8,000 combined sq. ft., 8 bedrooms and 7.5 baths--ideal for multigenerational living, a corporate retreat or a premier vacation rental. The custom main residence features granite countertops, a chef's gas range, natural gas, a private elevator, custom doors and windows, central vacuum, multiple fireplaces, a three-car garage and breathtaking river views. Resort-style amenities include a sparkling pool, outdoor dining areas, an expansive waterfront sun deck, deep-water dock, two covered boat slips, two boat lifts and jet ski ports. Zoned GC (General Commercial), offering additional possibilities subject to Town of Welaka regulations. Buyer to independently verify all measurements, square footage and intended use.

Cost to own

Mortgage calculator

Home Price

$1,700,000

Down Payment: 20%

$340,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$8,731

Principal & Interest: $8,731

Insurance (est.): $1,133

Estimated Total Monthly

$9,864

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$8,731

Estimated total, before insurance$8,731/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$26,006/yr · $2,167/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $26,006/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,306 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 29, 2026Listed$1,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,700,000

Price / Sq Ft$213

Bedrooms8

Bathrooms7.50

Full Baths7

Half Baths1

Square Footage7,984

Acres1.13 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Other

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontYes

Community Information

Address703 Front Street, Welaka, FL 32189

Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est

SubdivisionWelaka

CityWelaka

CountyPutnam

StateFL

Zip Code32189

Lot Size49,222.8 sq ft

Parcel Number411226920000200030

Amenities

UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener

Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Freezer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral

CoolingCentral Air, Electric, Multi Units, Zoned

FlooringMarble, Stone, Wood

FireplaceYes

# of Fireplaces4

Fireplace FeaturesDouble Sided, Electric, Free Standing

# of Stories3

LevelsThree Or More

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Smoke Detector(s)