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Active

Active·31 days on market

500 Walnut Street

Welaka, FL 32193

$386,000$166/sqftEst. $2,054/moMLS# 2150548

Beds

Baths

2,323

Sq Ft

1990

Built

—

Garage

Pool

About this home

Welaka

Ultimate River-Town Living: Furnished Brick Home under an Oak Canopy Welcome to your turn-key sanctuary in the heart of Welaka, Florida--proudly known as the Bass Capital of the World! Nestled on a sprawling corner lot of nearly 1 full acre, this immaculate 3-bedroom, 2-bathroom brick home is enveloped by a breathtaking, mature oak canopy, offering the perfect blend of southern charm, modern updates, and ultimate convenience. Key Property Highlights: Move-In Ready & Fully Furnished: Skip the hassle of moving trucks. This home comes completely furnished and styled, ready for you to enjoy on day one. Premium Upgrades: Features a durable, long-lasting metal roof, a freshly painted interior, and brand-new stainless steel appliances in the kitchen. Peace of Mind: Equipped with a whole-house generator, ensuring you are never left in the dark.

Cost to own

Mortgage calculator

Home Price

$386,000

Down Payment: 20%

$77,200

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,950

Principal & Interest: $1,950

Est. Taxes & Insurance: $487

Estimated Total Monthly

$2,437

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,054

Estimated total, before insurance$2,054/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,640/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History