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Sold·Closed Jul 29, 2025·321 days on market

291 Maxwell Drive

Welaka, FL 32193

$450,000sold priceListed at $465,000 · 96.8% of asking$342/sqftMLS# 2042677
3
Beds
2
Baths
1,314
Sq Ft
2006
Built
2
Garage
No
Pool
No HOA6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Welaka

*** NO FLOOD INSURANCE REQUIRED ** Enjoy Old Florida style living on the beautiful St Johns River. Welaka is a small golf cart community, w/ great fishing, and boating! This beautiful well-maintained home sits at a very high elevation, overlooking the water. Cathedral ceilings and large windows offer great views! Stucco/concrete blk home/w metal roofing. Large dock w/ 2 boat lifts. Deep water to the river. Upper-level outdoor kitchen, bar, hot tub, great for entertaining. Large screen living space, beautiful wood flooring, new gas appliances, new gas tankless water heater, fully fenced. Just a short cart ride to restaurants, pickleball courts, dog park. So much to do in a small community!! Just a short ride to springs and beautiful beaches. Located near St Augustine, Daytona! Welcome to Welaka! Voluntary HOA w activities $50. yr. Additional Photos coming soon

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Estimated total, before insurance$2,493/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Insurance (est.): $300
Estimated Total Monthly
$2,793
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,750/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $354/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
302 Sportsman Drive, Welaka, FL 32193Listed by IHEART REALTY INCMar 2026$169,900$1822/293460.1
100 Happiness Drive, Welaka, FL 32189Listed by VENTURE REALTY CO, LLCJul 2026$379,900$2593/21,467770.3
94 Happiness Drive, Welaka, FL 32193Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2025$265,000$2743/2966250.3
170 Moonlite Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INCApr 2026$293,000$2772/21,056100.4
156 Moonlite Drive, Welaka, FL 32193Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2025$349,900$2212/21,581450.4
118 Paradise Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INCApr 2025$245,000$2272/21,0782650.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$354
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,314
Acres0.14 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Flat
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address291 Maxwell Drive, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionSportsman Harbor 3
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size6,098.4 sq ft
Parcel Number331126879200002910
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage, Garage Door Opener
ViewCanal, River, Water

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Split Bedrooms, Walk-In Closet(s)
AppliancesGas Range, Instant Hot Water
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
FencingFull, Wood
RoofMetal
ConstructionBlock, Concrete, Stucco
Other StructuresBoat House, Outdoor Kitchen

Additional Information

Date ListedAugust 16, 2024
Days on Market321
Tax Amount$3,749.83
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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