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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Jun 12, 2025·73 days on market·Recent sales in Jacksonville Beach

1221 S 1st Street 7A

Jacksonville Beach, FL 32250

$1,206,750sold priceListed at $1,350,000 · 89.4% of asking$489/sqftMLS# 2074621
3
Beds
2.5
Baths
2,468
Sq Ft
1985
Built
1
Garage
No
Pool
HOA $1913/moWaterfrontCondominium1 story

About this home

Jacksonville Beach

Breathtaking Oceanfront Condo at The Waterford of Jax Beach. At construction, 2 units were combined to create this double corner unit with sweeping views of the Ocean & boasting over 2,400 square feet. Featuring 3 bedrooms, 2 full bathrooms, and a half bath, this condo is perfect for those seeking both luxury and comfort. Step outside onto the expansive oceanfront terrace, which spans over 600 square feet and provides a stunning 180-degree view of the beach. Inside, you'll find new Luxury Vinyl Plank flooring, a coastal-inspired kitchen with white wood cabinets with glass and sleek black granite countertops. The Waterford building is currently undergoing a major renovation, and the seller has already covered the large assessment, allowing the new owner to enjoy the benefits of these improvements. Ideally located in South Jax Beach, this condo is within walking distance to popular spots such as Eleven Avenue South, SoNapa Grille, Whole Foods, HomeGoods, Marshalls

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,684
Property taxesest. at asking price, Duval County$1,970
HOAbilled monthly$1,913
Estimated total, before insurance$10,567/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,206,750
$241,350
Loan Term
Monthly Payment
$6,684
Principal & Interest: $6,684
Property taxes (est.): $1,970
Insurance (est.): $805
Estimated Total Monthly
$9,459
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $397/sq ft; this home is listed at $547/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1221 1st Street S 12B, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,615,000$5544/3.52,9131290
1221 S 1st Street 10B, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PVFeb 2026$1,500,000$5154/3.52,913860
1032 1st Street S 8, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$750,000$3343/3.52,24510.1
115 9th Avenue S 201, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2025$625,000$2963/32,1141760.2
214 6th Avenue S D, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPFeb 2026$720,000$3973/31,8141030.4
688 10th Avenue S, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCApr 2025$625,000$3054/2.52,046120.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,350,000
Price / Sq Ft$547
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,468
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1221 S 1st Street 7A, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionThe Waterford
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1264000868

Amenities

AmenitiesBeach Access, Elevator(s), Management- On Site, Security, Service Elevator(s), Storage, Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingCommunity Structure
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Secured Elevator, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMarch 8, 2025
Days on Market73
HOA Fees$1,912.78 / Monthly
HOA FrequencyMonthly
HOA NameWaterford Condo Association
HOA Fee IncludesSewer, Water
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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