This home is in Beacon Lake, St. Augustine — a home near Beachside High School.
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Sold·Closed Apr 1, 2025·2 days on market·Recent sales in Beacon Lake·Beacon Lake
623 Windermere Way
St. Augustine, FL 32095
19 more homes for sale in Beacon Lake →Search Beacon Lake on the map
About this home
Beacon Lake
Don't wait for new construction, this meticulously maintained Dream Finders' home in the amenity-rich Beacon Lake community has what you're looking for AND MORE. The upgrades in this 1 story, 3 bedroom/2 bathroom Ortega floor plan home make it even more luxurious: granite & cultured marble countertops, LVP flooring, shiplap feature walls, kitchen backsplash, epoxied garage, custom garage wall storage unit, gutters, Mosquito Mafia remote-controlled screen, Nest thermostat, and updated shower tile, lighting fixtures, mirrors, and faucets. This highly sought-after community is located between I-95 and US-1 with easy access to downtown St. Augustine, Ponte Vedra, and Jacksonville. St. Johns County is one of Florida's top-rated school districts and within 1 mile of this home, you have the newly built K-8 Lakeside Academy, making it easy for school drop offs/pickups. Enjoy the St. Johns County lifestyle in Beacon Lake with the resort-style Lake House Amenity & Fitness Center that
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,920/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Feb 20, 2025Listed$459,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $284/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 55 Starnberg Court, St. Augustine, FL 32095Listed by SUPREME PATH BROKERAGE LLC | Jun 2026 | $461,000 | $225 | 4/2.5 | 2,053 | 82 | 0.2 |
| 230 Starnberg Court, St. Augustine, FL 32095Listed by HOUSE & HAVEN | Jun 2026 | $470,000 | $239 | 4/2.5 | 1,968 | 95 | 0.3 |
| 186 Concave Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $450,000 | $242 | 3/2 | 1,863 | 110 | 0.8 |
| 229 Concave Lane, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC | Jul 2026 | $480,000 | $234 | 4/3.5 | 2,053 | 58 | 0.8 |
| 165 Killarney Avenue, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Feb 2026 | $415,000 | $221 | 4/2.5 | 1,882 | 63 | 0.8 |
| 111 Beam Lane, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATE | Oct 2025 | $520,000 | $253 | 4/2.5 | 2,053 | 85 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Lake
Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Beacon Lake homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines