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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 28, 2025·178 days on market·Recent sales in Jacksonville

6995 Coldwater Drive

Jacksonville, FL 32258

$267,000sold priceListed at $270,000 · 98.9% of asking$175/sqftMLS# 2069740
3
Beds
2.5
Baths
1,528
Sq Ft
2015
Built
1
Garage
No
Pool
HOA $220/mo2,614 sqft lotTownhouse2 stories

About this home

Jacksonville

Don't miss this townhome in the gated community of Bayberry located in the heart of Jacksonville! Inside you will find impressive details including stained cabinets, granite counters, abundant storage, accent lighting and low maintenance flooring. Bayberry offers a community pool and fitness center, and you will be close to shopping, restaurants and all things Bartram Park! Check it out.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,479
Property taxesest. at asking price, Duval County$436
HOAbilled monthly$220
Estimated total, before insurance$2,135/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,658/yr · $472/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$267,000
$53,400
Loan Term
Monthly Payment
$1,479
Principal & Interest: $1,479
Property taxes (est.): $436
Insurance (est.): $178
Estimated Total Monthly
$2,093
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,658/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 11, 2025Listed$270,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6545 Arching Branch Circle, Jacksonville, FL 32258Listed by MARK SPAIN REAL ESTATEOct 2026$214,000$1712/2.51,248190.3
6908 Roundleaf Drive, Jacksonville, FL 32258Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$300,000$1763/2.51,708140.4
13414 English Peak Court, Jacksonville, FL 32258Listed by COMPLETE PROP MANAGEMENT LLCSep 2026$299,999$1763/2.51,708540.4
6522 White Blossom Circle 27B, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCAug 2026$247,000$1612/21,536110.6
6631 Shaded Rock Court 22D, Jacksonville, FL 32258Listed by ROOT REALTY LLCSep 2026$267,500$1443/21,85760.8
12949 Spring Rain Road, Jacksonville, FL 32258Listed by HOMESMARTSep 2026$252,000$1703/2.51,480460.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$270,000
Price / Sq Ft$177
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,528
Acres0.06 acres
Year Built2015
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address6995 Coldwater Drive, Jacksonville, FL 32258
Area015-Bartram
SubdivisionBayberry
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size2,613.6 sq ft
Parcel Number1681330600

Amenities

UtilitiesElectricity Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Oven, Electric Range
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedFebruary 11, 2025
Days on Market178
HOA Fees$220 / Monthly
HOA FrequencyMonthly
HOA NameBayberry at Bartram Park COA
Tax Amount$5,658.46
Tax Year2024
Listing TermsOther
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SYLVAN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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