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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Apr 17, 2025·45 days on market·Recent sales in St. Augustine

3 1st Street

St. Augustine, FL 32080

$1,700,000sold priceListed at $1,690,000 · 100.6% of asking$492/sqftMLS# 2069367
7
Beds
5
Baths
3,458
Sq Ft
1992
Built
2
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence3 stories

About this home

St. Augustine

It's your time to own the ''cool'' house that everyone wants to visit! Steps away from the Beach, Surfing, Restaurants, Coffee Shops and all that St. Augustine Beach has to offer! Amazing views from the roof top deck, 7 bedrooms and 5 full baths over 3 floors. House is available fully furnished and ready for your Summer of fun! This is also a great income producer, professionally managed vacation rental with transferable City of St. Augustine Transient Rental Certificate.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,416
Property taxesest. at asking price, St. Johns County$2,262
Estimated total, before insurance$11,678/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$20,117/yr · $1,676/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,700,000
$340,000
Loan Term
Monthly Payment
$9,416
Principal & Interest: $9,416
Property taxes (est.): $2,262
Insurance (est.): $1,133
Estimated Total Monthly
$12,812
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $20,117/yr

Estimated taxes if purchased at asking price: ~$27,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 8, 2025Listed$1,690,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $463/sq ft; this home is listed at $489/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
472 Ridgeway Road, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,445,000$5304/32,727730.5
705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,400,000$5254/32,66550.6
125 Island Hammock Way, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$1,025,000$3293/2.53,1131110.7
912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$1,440,000$4104/33,510100.8
473 Ocean Forest Drive, St. Augustine Beach, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEJul 2026$1,700,000$4634/43,669700.8
30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,300,000$4554/32,8601480.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,690,000
Price / Sq Ft$489
Bedrooms7
Bathrooms5.00
Full Baths5
Square Footage3,458
Total Structure Area6,256 sq ft
Acres0.11 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address3 1st Street, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionChautauqua Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size4,791.6 sq ft
Parcel Number1690100000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
ViewBeach, Ocean

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric, Zoned
CoolingCentral Air, Multi Units, Zoned
FlooringLaminate, Tile, Wood
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Lot DescriptionDead End Street
Patio / PorchPatio, Porch, Side Porch
FencingBack Yard, Vinyl
RoofMembrane
ConstructionBlock, Composition Siding
Road SurfaceAsphalt
Road FrontageAlley, City Street

Additional Information

Date ListedFebruary 8, 2025
Days on Market45
Tax Amount$20,116.57
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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