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Sold

Sold·Closed Jun 23, 2025·20 days on market

5577 Dianthus Street

Green Cove Springs, FL 32043

$855,000sold priceListed at $955,000 · 89.5% of asking$368/sqftMLS# 2083379
3
Beds
2
Baths
2,324
Sq Ft
2004
Built
3
Garage
No
Pool
No HOA1.42 acresWaterfrontSingle Family Residence1 story

About this home

Green Cove Springs

Nestled on the St Johns River sits a stunning and timeless brick home that is the ideal waterfront oasis. Inside, the traditional 3 bed, 2 bath + office floor plan highlights original maple cabinetry, crown molding, arched doorways, 10' tray ceilings, and a charming wood-burning fireplace. Large windows throughout fill the home with natural light, while a breakfast nook and glass-enclosed back porch overlooks the expansive backyard and river. A 3-car garage provides ample space for vehicles, storage, or hobbies. This home's solid construction and classic layout offers endless potential for personalization. Its meticulous condition and original character shines through with incredible views of the St. John's River. Little Pine Island is one of the finest Riverfront Communities in Clay County with only 47 homes. New Expressway and Fire Station within 5 miles.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,736
Property taxesest. at asking price, Clay County$1,310
Estimated total, before insurance$6,046/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,143/yr · $512/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$855,000
$171,000
Loan Term
Monthly Payment
$4,736
Principal & Interest: $4,736
Property taxes (est.): $1,310
Insurance (est.): $570
Estimated Total Monthly
$6,616
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:29 AM, sunset 6:54 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,143/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $262/sq ft; this home is listed at $411/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5592 Dianthus Street, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS JACKSONVILLEDec 2025$451,000$2124/32,1231520.1
387 Cassia Street, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSJun 2025$525,000$2065/42,552540.3
5325 Deer Island Road, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYSep 2026$444,000$2672/21,6601480.9
5299 Deer Island Road, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYOct 2025$1,075,000$4803/2.52,2411791
5193 County Road 209 S, Green Cove Springs, FL 32043Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJan 2026$335,000$1454/22,31232.1
236 River Plantation Road S, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2025$655,000$2624/22,4961032.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$955,000
Price / Sq Ft$411
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,324
Total Structure Area3,382 sq ft
Acres1.42 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address5577 Dianthus Street, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionLittle Pine Island
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size61,855.2 sq ft
Parcel Number17072701608300118
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionCleared, Dead End Street
Patio / PorchGlass Enclosed, Rear Porch
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 23, 2025
Days on Market20
Tax Amount$6,143.23
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KAHLE COMMERCIAL GROUP, INC

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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