This home is in Jacksonville — a pool home in Jacksonville.
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Sold·Closed May 5, 2025·56 days on market·Recent sales in Jacksonville
2881 Downing Street
Jacksonville, FL 32205
About this home
Jacksonville
This exceptional property combines historic charm with modern updates on a rare double lot in Avondale. Enjoy outdoor living with lush landscaping, a spacious yard, raised wood deck with pool, and an al fresco dining area featuring a stunning pecky cypress focal wall. The charming mosaic-tiled front porch welcomes you into a home where timeless character meets modern convenience. With a new roof (2021), all new electrical (2021), new Rinnai tankless water heater (2021) and updated HVACs (2024/2021), this home is as practical as it is beautiful. Improvements the eye can enjoy include a cozy new gas fireplace (2022) and all new stainless-steel kitchen appliances (2021). The upstairs remodel (2009), which received national recognition, adds to the home's unique appeal with multiple versatile bonus rooms, perfect for work or play. This property is a rare find and convenient to the parks, dining, and shopping that make the neighborhood so desirable.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,394 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $7,611/yr
Estimated taxes if purchased at asking price: ~$11,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jan 16, 2025Listed$614,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $308/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2789 Selma Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $675,000 | $242 | 5/4 | 2,784 | 32 | 0.3 |
| 1326 Hollywood Avenue, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLC | Sep 2026 | $550,000 | $308 | 3/2 | 1,786 | 23 | 0.4 |
| 1453 Belvedere Avenue, Jacksonville, FL 32205Listed by KELLER WILLIAMS JACKSONVILLE | Sep 2026 | $655,000 | $311 | 3/2.5 | 2,103 | 60 | 0.4 |
| 2873 Green Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $550,000 | $264 | 3/2.5 | 2,084 | 49 | 0.4 |
| 2686 Green Street, Jacksonville, FL 32204Listed by SOUTHEAST ATLANTIC REALTY | Aug 2026 | $523,000 | $256 | 3/2.5 | 2,041 | 183 | 0.5 |
| 1361 Challen Avenue, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $709,900 | $414 | 3/2 | 1,715 | 5 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



