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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Apr 25, 2025·89 days on market·Recent sales in Jacksonville

10944 Lothmore Road

Jacksonville, FL 32221

$575,000sold priceListed at $579,000 · 99.3% of asking$229/sqftMLS# 2063955
4
Beds
2
Baths
2,516
Sq Ft
2016
Built
2
Garage
Yes
Pool
HOA $28/mo14,810 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Beautiful 2-story all brick pool home in the highly desired Glen Eagle community! Look no further, this is your forever home! 4 bed, 2 bath, with office and formal dining room. 3 bedrooms/2bath, laundry, and main living areas all downstairs. Bonus huge 4th bedroom upstairs. The large owner's suite boasts a large walk-in closet, garden bathtub + separate walk-in shower. Double sink/vanities round out the space. The open floor plan in the main living areas is built for entertaining. The large kitchen comes fully equipped with updated appliances, center island with built in wine-cooler, and more counter space than you'll ever need! Through the living room, you will find a triple sliding glass that opens to your private outdoor oasis with screened-in inground swimming pool + above ground hot tub on pavers, overlooking the water. Hardwired landscape lighting and sprinkler system round out the exterior. Brand new HVAC in 2023 will keep you cool all summer! Come see this one today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,185
Property taxesest. at asking price, Duval County$939
HOAbilled annually$28
Estimated total, before insurance$4,151/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,240/yr · $520/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$3,185
Principal & Interest: $3,185
Property taxes (est.): $939
Insurance (est.): $383
Estimated Total Monthly
$4,507
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,240/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 9, 2025Listed$579,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1664 Falkland Road E, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCJul 2026$490,000$2314/22,117230.3
1254 McGirts Creek Drive, Jacksonville, FL 32221Listed by EXP REALTY LLCJul 2026$389,000$1524/22,55270.6
10958 Crichton Road, Jacksonville, FL 32221Listed by OFFERPAD BROKERAGE FL LLCJul 2026$439,000$1804/2.52,434630.7
11032 S Royal County Drive, Jacksonville, FL 32221Listed by COMPASS FLORIDA LLCOct 2026$505,000$1805/42,803480.8
1393 Perth Road, Jacksonville, FL 32221Listed by BEYCOME OF FLORIDA LLCSep 2026$525,500$2214/32,383180.8
1564 Tralee Court N, Jacksonville, FL 32221Listed by BOARDWALK REALTY ASSOCIATES LLCSep 2026$475,000$1734/32,753300.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$579,000
Price / Sq Ft$230
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,516
Acres0.34 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontYes

Community Information

Address10944 Lothmore Road, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionGlen Eagle
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size14,810.4 sq ft
Parcel Number0089514115

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesAbove Ground

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionBrick

Additional Information

Date ListedJanuary 10, 2025
Days on Market89
HOA Fees$330 / Annually
HOA FrequencyAnnually
Tax Amount$6,239.62
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WORTH CLARK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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