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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed Apr 30, 2025·98 days on market·Recent sales in Ponte Vedra Beach

645 Summer Place 645

Ponte Vedra Beach, FL 32082

$325,000sold priceListed at $394,900 · 82.3% of asking$602/sqftMLS# 2063885
1
Beds
1
Baths
540
Sq Ft
1982
Built
—
Garage
No
Pool
HOA $422/moCondominium1 story

About this home

Ponte Vedra Beach

Great investment opportunity or weekend retreat across from the ocean. Resort lifestyle in this 2nd floor fully furnished studio/efficiency. Steps to the beach walkway.Feel the ocean breezes . Features include a vaulted ceiling, private screened balcony, 2 closets, desk area, full kitchen and stacked washer and dryer in unit.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, St. Johns County$432
HOAbilled quarterly$422
Estimated total, before insurance$2,654/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,486/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $701/sq ft; this home is listed at $731/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
673 Summer Place, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$390,000$7011/1556120
660 Summer Place, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCApr 2026$416,500$7281/1572450.1
642 Summer Place, Ponte Vedra Beach, FL 32082Listed by SAVVY AVENUE, LLC.Mar 2026$386,000$7151/1540150.1
100 Fairway Park Boulevard 604, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERYAug 2026$120,000$1901/1633141.5
100 Fairway Park Boulevard 806, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$159,500$2921/154631.5
100 Fairway Park Boulevard 1207, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA & COMPANY REAL ESTATE LLCJun 2026$157,000$2881/1546721.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$394,900
Price / Sq Ft$731
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage540
Year Built1982
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address645 Summer Place 645, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionBeach Club Villas Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0661800645

Amenities

AmenitiesBeach Access, Gated, Maintenance Grounds, Security, Trash
UtilitiesElectricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Security Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Rear Porch
ConstructionStucco

Additional Information

Date ListedJanuary 9, 2025
Days on Market98
HOA Fees$1,265 / Quarterly
HOA FrequencyQuarterly
HOA NameCrescent Management
HOA Fee IncludesInsurance, Maintenance Grounds, Security, Trash
Tax Amount$3,486
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: ROUND TABLE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines