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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville.

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Sold

Sold·Closed Oct 3, 2025·266 days on market·Recent sales in Wells Creek·Wells Creek

13185 Dunwick Road

Jacksonville, FL 32256

$416,000sold priceListed at $415,000 · 100.2% of asking$204/sqftMLS# 2060174
3
Beds
2.5
Baths
2,042
Sq Ft
2023
Built
2
Garage
No
Pool

32 more homes for sale in Wells Creek →Search Wells Creek on the map

HOA $83/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Wells Creek

Welcome to this meticulously maintained 2 yr old home that offers a bright and inviting atmosphere, thanks to an abundance of natural light flowing throughout! The kitchen features 42'' cabinets, upgraded range, walk in pantry, and quartz countertops. Upstairs you'll find the laundry room and three spacious bedrooms perfect for rest and relaxation and a loft with it's own walk in closet. Additional features include luxury vinyl plank throughout first floor, water softener, installed gutters, and a tankless water heater. As part of a vibrant community, you'll have access to a resort-style pool, pavilion, large and small dog parks, and playgrounds. This popular Sebastian floor plan built by Mattamy is one of a few homes with an extended side lot.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,304
Property taxesest. at asking price, Duval County$679
HOAbilled quarterly$83
Estimated total, before insurance$3,067/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,371/yr · $531/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$416,000
$83,200
Loan Term
Monthly Payment
$2,304
Principal & Interest: $2,304
Property taxes (est.): $679
Insurance (est.): $277
Estimated Total Monthly
$3,261
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $437,600 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$408,271$408,271—
2024$385,873$335,873▲ $5,000
2023$70,000$70,000—
2022$70,000$70,000—

2024 property taxes (current owner): $6,371/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13162 Dunwick Road, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$484,999$2394/32,032250
13157 Cameron Valley Court, Jacksonville, FL 32256Listed by ENDLESS SUMMER REALTYSep 2026$410,000$2303/21,784110.2
12017 Heyler Street, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,000$1974/2.52,3851350.8
13627 Brookwater Drive, Jacksonville, FL 32256Listed by ROUND TABLE REALTYSep 2026$430,000$2154/22,003280.8
13756 Harlowton Avenue, Jacksonville, FL 32256Listed by 1 REALTY CORPAug 2026$440,000$2153/2.52,04230.8
13041 Whispering Winds Drive, Jacksonville, FL 32256Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$639,000$3043/2.52,1051300.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000
Price / Sq Ft$203
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,042
Acres0.15 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address13185 Dunwick Road, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,534 sq ft
Parcel Number1681244780
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Park, Playground
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingHeat Pump, Zoned
CoolingCentral Air, Zoned
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2025
Days on Market266
HOA Fees$249 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,370.66
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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