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Sold·Closed May 20, 2025·128 days on market
45199 Ingleham Circle
Callahan, FL 32011
About this home
Callahan
Welcome to Amhurst Oaks in the heart of Callahan!! This 3 bedroom 2 bathroom home has an open kitchen concept ready to entertain. Paint has been updated in the common areas and the roof was replaced this year. Split floor plan with the primary bedroom on one side of the home and the 2 other bedrooms on the other side of the home. This home has a 2 car garage. The backyard is fenced in with plenty of room and has a concrete pad for all of your cookouts. All home owners have access to the HOA/community playground for outdoor enjoyment. Don't miss out on this wonderful opportunity to make this house your home!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,676 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 23 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 6 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 6 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 6 mi · Thomas Creek
Closest youth league fields
Dinsmore Park and Community Centerabout 11 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $1,683/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $204/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 45575 Ingleham Circle, Callahan, FL 32011Listed by RE/MAX BLUE COAST | Oct 2025 | $255,000 | $196 | 3/2 | 1,300 | 77 | 0 |
| 45311 Ingleham Circle, Callahan, FL 32011Listed by LPT REALTY LLC | Sep 2025 | $321,000 | $196 | 3/2 | 1,640 | 130 | 0.1 |
| 45035 James Street, Callahan, FL 32011Listed by KELLER WILLIAMS FIRST COAST REALTY | Mar 2026 | $285,000 | $222 | 3/2 | 1,284 | 52 | 0.2 |
| 45394 Ingleham Circle, Callahan, FL 32011Listed by WATSON REALTY CORP | Nov 2025 | $260,000 | $200 | 3/2 | 1,300 | 82 | 0.2 |
| 45397 Ingleham Circle, Callahan, FL 32011Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2025 | $287,500 | $188 | 3/2 | 1,526 | 33 | 0.2 |
| 45124 New Ogilvie Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2026 | $255,000 | $236 | 3/2 | 1,080 | 48 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: STELLAR PROPERTIES OF NORTH FL (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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