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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Selva Marina, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Dec 19, 2024·3 days on market·Recent sales in Selva Marina·Selva Marina

1895 Live Oak Lane

Atlantic Beach, FL 32233

$1,300,000sold priceListed at $1,300,000 · 100% of asking$724/sqftMLS# 2059507
3
Beds
2
Baths
1,795
Sq Ft
1981
Built
2
Garage
No
Pool

6 more homes for sale in Selva Marina →Search Selva Marina on the map

No HOASingle Family Residence1 story

About this home

Selva Marina

Coastal Living at Its Finest! Discover the epitome of beachside luxury in this completely renovated home, brand-new from top to bottom. Combining style, elegance, and convenience, this home is just a short stroll from the beach and the Atlantic Beach Country Club.The thoughtfully designed layout features stunning wood floors throughout, a spacious family room perfect for gatherings, and a luxurious primary suite with abundant storage. A well-appointed laundry/mudroom adds functionality to everyday living.The eat-in kitchen, with its beautiful finishes, is a showstopper, ideal for hosting or enjoying intimate meals with loved ones. Outside, a brand-new driveway provides ample parking, while the large yard offers plenty of space for a pool to create your ultimate outdoor oasis.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,201
Property taxesest. at asking price, Duval County$2,123
Estimated total, before insurance$9,323/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,300,000
$260,000
Loan Term
Monthly Payment
$7,201
Principal & Interest: $7,201
Property taxes (est.): $2,123
Insurance (est.): $867
Estimated Total Monthly
$10,190
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,399 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,042,865$807,188—
2024$869,259$401,189▼ $273
2023$616,510$367,099—
2022$587,222$349,285—
2021$491,529$155,195—
2020$446,057$152,362—

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $643/sq ft; this home is listed at $724/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1875 Live Oak Lane, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$1,250,000$5743/2.52,1771330
355 19th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,035,000$5603/21,849850.1
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121260.2
1869 Sea Oats Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,000,000$6433/21,55640.2
1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYSep 2026$1,850,000$8174/32,26310.5
1733 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,620,000$6983/32,322520.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,300,000
Price / Sq Ft$724
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,795
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1895 Live Oak Lane, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSelva Marina
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Parcel Number1720201416

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Split Bedrooms
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Induction Cooktop
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup
Window FeaturesSkylight(s)

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Porch, Side Porch, Terrace
FencingBack Yard, Wood
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedDecember 5, 2024
Days on Market3
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Selva Marina

Selva Marina is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Selva Marina homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 19, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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