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This home is in Atlantic Beach — a new construction home in Jacksonville.

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Active

Active·173 days on market

362 19th Street

Atlantic Beach, FL 32233

$2,850,000$742/sqftEst. $14,652/moMLS# 2133893

Beds

Baths

3,839

Sq Ft

2026

Built

Garage

Yes

Pool

About this home

Atlantic Beach

An exceptional opportunity to secure a thoughtfully designed custom home while there's still time to personalize the details. Currently under construction with anticipated completion in Q1 2027, this residence blends timeless coastal architecture with high-end finishes and modern livability. The home will feature a spacious layout with a three-car garage and a private backyard retreat complete with a pool, creating the perfect setting for relaxed coastal living and entertaining. The kitchen is designed as the heart of the home, centered around a large island and outfitted with premium Thermador appliances. Kolbe windows are planned throughout, bringing in natural light while complementing the home's refined architectural style. Buyers who come in early will have the opportunity to collaborate on selections and customize finishes, making this a rare chance to shape a new construction home in one of Atlantic Beach's most desirable areas.

Cost to own

Mortgage calculator

Home Price

$2,850,000

Down Payment: 20%

$570,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$14,652

Principal & Interest: $14,652

Property taxes (est.): $4,654

Insurance (est.): $1,900

Estimated Total Monthly

$21,205

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$14,652

Property taxesest. at asking price, Duval County$4,654

Estimated total, before insurance$19,306/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,331 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 9, 2026Listed$2,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,850,000

Price / Sq Ft$742

Bedrooms6

Bathrooms4.00

Full Baths4

Square Footage3,839

Total Structure Area4,851 sq ft

Acres0.25 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

School Information

ElementaryAtlantic Beach

Community Information

Address362 19th Street, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionSelva Marina

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size10,890 sq ft

Lot Dimensions90' x 120'

Parcel Number1720201327

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesHis and Hers Closets, Kitchen Island, Open Floorplan, Pantry

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral, Zoned

CoolingCentral Air, Multi Units, Zoned

# of Stories2

LevelsTwo

Exterior

Patio / PorchRear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road FrontageCity Street

Additional Information

Date ListedMarch 9, 2026

Days on Market123

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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