This home is in Ocean Terrace, Jacksonville Beach — a pool home in Jacksonville.
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Sold·Closed Jan 30, 2025·28 days on market·Recent sales in Ocean Terrace·Ocean Terrace
3857 Poinciana Boulevard
Jacksonville Beach, FL 32250
3 more homes for sale in Ocean Terrace →Search Ocean Terrace on the map
About this home
Ocean Terrace
Here's your chance to own a stunning pool home less than a mile from the beach, w/ NO HOA & NO CDD. This beautifully updated property has undergone recent improvements, including a brand-new roof, upgraded windows, fresh exterior paint, & modern front door, ALL completed in 2023. Both HVACS 2022. Saltwater pool is heated & was installed 2020. Inside, you'll find stylish engineered wood flooring throughout the main living areas, complementing the bright & updated kitchen, which features quartz countertops & sleek stainless steel appliances. The inviting family room seamlessly connects to the kitchen & dining space, creating a warm & open layout perfect for hosting gatherings. From there, step onto the outdoor covered patio, which overlooks the pool & expansively landscaped backyard. The salt water & heated pool includes an automatic safety cover, combining practicality w/ clean design. The backyard also features an outdoor shower for rinsing off after pool days or beach trips. Upstairs
Next steps in Ocean Terrace
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,769/yr
Estimated taxes if purchased at asking price: ~$17,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 30, 2024Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $370/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4027 Gulfstream Drive, Jacksonville Beach, FL 32250Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $1,030,000 | $352 | 4/3 | 2,922 | 17 | 0.1 |
| 1243 Zephyr Way S, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $755,000 | $350 | 3/2 | 2,159 | 3 | 0.2 |
| 3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,895,000 | $679 | 3/3.5 | 2,790 | 18 | 0.3 |
| 3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLC | Sep 2026 | $800,000 | $415 | 3/2 | 1,928 | 7 | 0.3 |
| 3715 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by MCWRIGHT PROPERTY MANAGEMENT | Jul 2026 | $570,000 | $297 | 3/2 | 1,920 | 30 | 0.3 |
| 3504 Bay Island Circle, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS | Jul 2026 | $810,000 | $347 | 4/3 | 2,332 | 9 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Terrace
Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Ocean Terrace homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines