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This home is in Haven At Rivertown, St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Nov 15, 2024·3 days on market·Recent sales in Haven At Rivertown·Haven At Rivertown

631 Meadow Creek Drive

St. Johns, FL 32259

$485,000sold priceListed at $485,000 · 100% of asking$202/sqftMLS# 2049800

Beds

2.5

Baths

2,399

Sq Ft

2022

Built

Garage

Pool

2 more homes for sale in Haven At Rivertown →Search Haven At Rivertown on the map

HOA $5/mo4,356 sqft lotSingle Family Residence2 stories

About this home

Haven At Rivertown

STUNNING 4-Bedroom Home in the Highly Desirable RiverTown Community! ALL the Right UPGRADES! Epoxy Garage Floor & Water Softener! Wood Look Tile Floor, High Ceiling, Elegant Lighting & TONS of Windows Throughout! Gorgeous Kitchen w Quartz Island/Breakfast Bar, Beautiful Shaker-Style Cabinets, Tile Backsplash & GAS Appliances! Open & Inviting Living Room-Perfect for Entertaining! Relaxing Primary Bedroom w Tray Ceiling & HUGE Walk-In Closet! En Suite w Dual Sink Vanity, Walk-In Shower & Garden Tub! You'll LOVE the Spacious Loft & Office/Flex Room! Sliding Doors Lead to the Extended Screened Lanai-Perfect Spot to Relax, Unwind & Enjoy the Florida Weather! Spacious FULLY Fenced Backyard-Plenty of Space to PLAY! Take Advantage of the Fantastic Resort-Style Amenities-Pools, Sports Courts, Kayak Launch, Fishing Pier & Dog Park. Don't Miss the RiverTown Park, Enjoy Unbeatable Florida SUNSETS While Strolling on the Walking/Biking Paths! HURRY, Don't Miss This RARE Opportunity!

Next steps in Haven At Rivertown

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686

Property taxesest. at asking price, St. Johns County$645

HOAbilled annually$5

Estimated total, before insurance$3,336/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$485,000

Down Payment: 20%

$97,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,686

Principal & Interest: $2,686

Property taxes (est.): $645

Insurance (est.): $323

Estimated Total Monthly

$3,655

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 30, 2024Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $202/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTY	Sep 2026	$505,000	$213	3/2	2,370	55	0.4
25 Perdido Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS	Oct 2026	$599,000	$242	4/3.5	2,471	3	0.6
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)	Aug 2026	$630,674	$264	4/3	2,385	0	0.6
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Aug 2026	$525,000	$207	4/3.5	2,533	102	0.6
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$650,000	$214	4/2.5	3,036	20	0.7
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLC	Sep 2026	$550,000	$239	3/2.5	2,305	5	0.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$485,000

Price / Sq Ft$202

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,399

Acres0.10 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

HighBartram Trail

Community Information

Address631 Meadow Creek Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionHaven At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size4,356 sq ft

Parcel Number0007180460

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Water

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened

FencingBack Yard, Full, Vinyl

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedSeptember 30, 2024

Days on Market3

HOA Fees$55 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Haven At Rivertown

Haven At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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