This home is in Johns Creek, Jacksonville.
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Sold·Closed Nov 8, 2024·6 days on market·Recent sales in Johns Creek·Johns Creek
12786 Ellis Island Drive
Jacksonville, FL 32224
16 more homes for sale in Johns Creek →Search Johns Creek on the map
About this home
Johns Creek
Priced to sell!! This meticulously maintained home is located in Johns Creek Subdivision. Home is just steps away from the community clubhouse, pool and play park. This 4 bedroom, 3 bath home is ideal for entertaining. The fenced backyard features, kid's clubhouse, covered outdoor patio area with chef's hibachi flat iron grill and an additional gas grill. Home features split bedroom plan with spacious open living room and kitchen concept. New roof in 2018, new HVAC in 2017. You must see this home to appreciate, this listing won't last long! Schedule to see today.
Next steps in Johns Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,757 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $407,225 | $329,917 | ▲ $35,890 |
| 2024 | $366,768 | $156,451 | ▼ $10,266 |
| 2023 | $390,543 | $150,438 | ▲ $40,792 |
| 2022 | $337,344 | $144,600 | — |
| 2021 | $265,837 | $138,933 | — |
| 2020 | $251,917 | $136,325 | ▲ $3,664 |
2023 property taxes (current owner): $3,056/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12838 Chets Creek Drive N, Jacksonville, FL 32224Listed by REAL BROKER LLC | Aug 2026 | $430,000 | $263 | 3/2 | 1,637 | 42 | 0.1 |
| 12968 Chets Creek Drive N, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $469,000 | $252 | 3/2 | 1,858 | 2 | 0.3 |
| 12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $692,000 | $304 | 4/3 | 2,276 | 62 | 0.4 |
| 13093 S Chets Creek Drive, Jacksonville, FL 32224Listed by EXIT MAGNOLIA POINT REALTY | Aug 2026 | $570,000 | $258 | 4/2 | 2,210 | 65 | 0.5 |
| 12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $470,470 | $254 | 4/2 | 1,855 | 13 | 0.8 |
| 12606 Ashglen Drive S, Jacksonville, FL 32224Listed by COASTAL HOMES AND LAND LLC | Sep 2026 | $417,900 | $258 | 4/2 | 1,618 | 17 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL HOMES AND LAND LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Johns Creek
Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Johns Creek homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 8, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines