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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Dec 30, 2024·79 days on market·Recent sales in Jacksonville

10524 Maidstone Cove Drive

Jacksonville, FL 32218

$245,000sold priceListed at $245,000 · 100% of asking$142/sqftMLS# 2048611
3
Beds
2.5
Baths
1,725
Sq Ft
2018
Built
1
Garage
No
Pool
HOA $137/mo3,920 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

A peaceful retreat from the hustle and bustle! Discover the perfect blend of comfort and convenience in this beautiful 3-bedroom, 2.5-bathroom modern townhouse. This corner unit is situated on a serene pond where you can relax on your screened-in lanai while enjoying the gorgeous view. Inside, the large living space is the perfect gathering spot. Enjoy making meals in the nice size kitchen with large island. Upstairs the large primary suite comes complete with walk in closet and private bathroom. The secondary bedrooms overlook the pond with amble room for everyone. Situated on a cul-de-sac, this home has its own garage and ample driveway. Convenient access to shopping, dining, downtown and the airport, makes this home your opportunity to have it all. Some Photos may be virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Duval County$400
HOAbilled monthly$137
Estimated total, before insurance$1,894/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $400
Insurance (est.): $163
Estimated Total Monthly
$1,920
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $1,986/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2024Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $142/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10553 Madrone Cove Court 46, Jacksonville, FL 32218Listed by REAL BROKER LLCSep 2026$180,000$1123/2.51,614370.1
10547 Maidstone Cove Drive, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEMar 2026$210,000$1303/2.51,6141580.1
1007 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESAug 2026$280,000$1733/2.51,6151121.9
1023 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESJun 2026$240,000$1483/2.51,6262512
1021 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESJun 2026$243,500$1513/2.51,6152352
1033 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESSep 2026$240,000$1493/2.51,6151102.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$245,000
Price / Sq Ft$142
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,725
Acres0.09 acres
Year Built2018
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Pool FeaturesNone
Is WaterfrontYes

School Information

ElementaryGarden City
MiddleHighlands
HighJean Ribault

Community Information

Address10524 Maidstone Cove Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionTrout River Station
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size3,920.4 sq ft
Parcel Number0202822805

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 21, 2024
Days on Market79
HOA Fees$137 / Monthly
HOA FrequencyMonthly
Tax Amount$1,986.32
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 30, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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