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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 1, 2026·37 days on market·Recent sales in Jacksonville

10553 Madrone Cove Court 46

Jacksonville, FL 32218

$180,000sold priceListed at $188,500 · 95.5% of asking$112/sqftMLS# 2150801
3
Beds
2.5
Baths
1,614
Sq Ft
2019
Built
1
Garage
No
Pool
FEMA Zone XHOA $122/mo2,178 sqft lotTownhouse2 stories

About this home

Jacksonville

Look no further! This nicely maintained, Move in Ready3-bedroom, 2-bath townhouse in Trout River Station could be yours! Built in 2019, this 1,614 sq ft home features an open floor plan, modern kitchen with stainless steel appliances, and a spacious living area. The primary suite includes a walk-in closet and private bath. 2 additional bedrooms upstairs allow for additional rooms or office space as well. Enjoy the private patio and attached 1-car garage. No CDD fees! Low HOA fees! Conveniently located near I-295, downtown Jacksonville, and local shopping and dining. Schedule a showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$997
Property taxesest. at asking price, Duval County$294
HOAbilled monthly$122
Estimated total, before insurance$1,413/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,791/yr · $233/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$997
Principal & Interest: $997
Property taxes (est.): $294
Insurance (est.): $120
Estimated Total Monthly
$1,411
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$198,126$128,205—
2024$199,330$127,279—
2023$199,093$100,707—
2022$171,513$96,318—
2021$142,057$92,057▲ $14,779
2020$122,954$122,954—

2025 property taxes (current owner): $2,791/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$188,500
  • Aug 21, 2026Pending$188,500
  • Jul 27, 2026Active Under Contract$188,500
  • Jun 16, 2026Listed$188,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $117/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1007 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESAug 2026$280,000$1733/2.51,6151122
1016 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESJul 2026$256,500$1583/2.51,6261702.1
1026 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESJul 2026$250,000$1553/2.51,615602.1
1023 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESJun 2026$240,000$1483/2.51,6262512.1
1021 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESJun 2026$243,500$1513/2.51,6152352.1
1033 Egret Branch Way, Jacksonville, FL 32218Listed by MATTAMY REAL ESTATE SERVICESSep 2026$240,000$1493/2.51,6151102.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$188,500
Price / Sq Ft$117
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,614
Acres0.05 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address10553 Madrone Cove Court 46, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionTrout River Station
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size2,178 sq ft
Parcel Number0202822620
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 16, 2026
Days on Market37
HOA Fees$122 / Monthly
HOA FrequencyMonthly
Tax Amount$2,791.07
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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