Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Apr 25, 2025·180 days on market

241595 County Road 121

Hilliard, FL 32046

$445,000sold priceListed at $450,000 · 98.9% of asking$214/sqftMLS# 2046611
3
Beds
2
Baths
2,078
Sq Ft
1996
Built
2
Garage
No
Pool
No HOA3.98 acresSingle Family Residence1 story

About this home

Hilliard

OPEN SAT Feb 8: 11-2pm! This beautiful all-brick move-in ready ranch home, nestled on 3.98 acres, offers the perfect blend of spacious comfort and rural charm with no HOA. Outside there are 3.98 acres of high and dry property with mature trees, surrounded by generations of family properties committed to maintaining this peaceful, rural lifestyle, offering the perfect combination of peaceful space and potential. Inside you'll find comfort mixed with modern upgrades with LVP floors throughout, oversized rooms, and custom tile in the bathrooms and laundry room. There are 2,078 sq. feet of cozy living space with 3 oversized and spacious bedrooms, 2 bathrooms, a spacious flex/bonus room, a hallway closet, and an oversized laundry room. The spacious kitchen has ample countertop and storage space, with a large breakfast bar, SS appliances, and a newer glass top stove. The master bathroom features a quartz counter

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, Nassau County$614
Estimated total, before insurance$3,079/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $614
Insurance (est.): $297
Estimated Total Monthly
$3,376
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,936/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $262/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
17187 Liller Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$440,000$2623/21,6801300.4
241656 CR121, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$410,000$2694/21,52350.6
18494 Broken Arrow Road, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYAug 2026$245,500$1363/21,800360.8
241453 County Road 121, Hilliard, FL 32046Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSApr 2026$575,300$2883/22,000200.8
171051 Andrews Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$300,000$2023/21,4821521.3
171133 Andrews Road, Hilliard, FL 32046Listed by MOMENTUM REALTYMar 2026$312,000$1754/21,78281.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,078
Acres3.98 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address241595 County Road 121, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size173,368.8 sq ft
Parcel Number344N23202000260010
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Garage, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Smart Thermostat
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
SecuritySecurity System Owned

Exterior

Lot DescriptionCleared, Irregular Lot, Wooded
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Chain Link, Wood
RoofShingle
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedMarch 31, 2025
Days on Market180
Tax Amount$4,936
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: CHAD AND SANDY REAL ESTATE GROUP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines