$450,0004 bd · 2 ba · 2,410 sq ft
Active·102 days on market
1206 Raiford Road
Starke, FL 32091
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Starke
PRICE REDUCTION !!!! Well maintained home located in the city of Starke, minutes from school,shopping,, medical and restaurants. Built in 1986, just waiting on new homeowners. Home is a 4BR, 2 Bath, closed in garage with room for storage, concrete drive entering the property, already landscaped, new AC, shingle roof has been replaced, large glassed in sunroom with tile flooring, section of backyard has been fenced in with chain link fencing to enjoy watching children play and for your pets, also has inside laundry room. Home has been well maintained, but would be a great project if you wanted to update to accomodate your preference of style of living. Spacious rooms throughout the home allowing plenty of room for entertaining. The refrigerator has been removed, but seller will replace prior to closing. There is also an area for a dishwasher, however, current owners said one was not installed at the time of their purchase. Don't miss an opportunity to tour the home.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Private well (public record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,736 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 20 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 9 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 14 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 8, 2026Price change$450,000−$25,000
- Jul 30, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $187/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1385 Ree St Street, Starke, FL 32091Listed by MCCABE REALTY INC | Dec 2025 | $433,500 | $165 | 4/3 | 2,629 | 39 | 0.2 |
| 1403 Randall Street, Starke, FL 32091Listed by CW REALTY | Jul 2026 | $315,000 | $134 | 3/2 | 2,359 | 284 | 0.3 |
| 1510 Patmarlin Street, Starke, FL 32091Listed by COLDWELL BANKER SMITH AND SMITH REALTY | May 2025 | $260,000 | $126 | 3/2.5 | 2,068 | 9 | 0.3 |
| 1561 Dodd Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Sep 2025 | $280,000 | $163 | 3/2 | 1,721 | 6 | 0.4 |
| 1219 Harley Circle, Starke, FL 32091Listed by CW REALTY | Jun 2026 | $550,000 | $215 | 3/2 | 2,554 | 1 | 0.6 |
| 423 N Broadway Street, Starke, FL 32091Listed by TPR REAL ESTATE GROUP INC | May 2026 | $232,000 | $134 | 3/2 | 1,736 | 76 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JULIE MORROW PREMIER REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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