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Sold

Sold·Closed Mar 10, 2026·8 days on market

171133 Andrews Road

Hilliard, FL 32046

$312,000sold priceListed at $309,000 · 101% of asking$175/sqftMLS# 2123282
4
Beds
2
Baths
1,782
Sq Ft
2002
Built
—
Garage
No
Pool
No HOA3.80 acresManufactured Home1 story

About this home

Hilliard

Welcome to this beautifully fully remodeled 4-bedroom, 2-bath home offering over 1,782 sqft of fully remodeled open-concept living space, perfectly situated on a 3.8 ACRE CLEARED LOT providing privacy, flexibility & plenty of room to grow. Inside the home, you'll love the bright, modern updates throughout, including BRAND NEW luxury vinyl plank flooring, new carpet in the bedrooms & brand new light fixtures. The fully renovated kitchen features shaker-style cabinets, brand new stainless steel appliances & quartz countertops flowing seamlessly into the living & dining areas—ideal for entertaining & everyday peaceful stress-free living. The spacious primary suite serves as a private retreat, highlighted by a private bathroom with a large soaking tub, a beautiful newly tiled shower with updated finishes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,728
Property taxesest. at asking price, Nassau County$431
Estimated total, before insurance$2,159/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$875/yr · $73/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$312,000
$62,400
Loan Term
Monthly Payment
$1,728
Principal & Interest: $1,728
Property taxes (est.): $431
Insurance (est.): $208
Estimated Total Monthly
$2,367
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:32 AM, sunset 6:54 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $875/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
171007 Andrews Road, Hilliard, FL 32046Listed by EXP REALTY LLCDec 2025$130,000$902/21,440160.1
171126 Andrews Road, Hilliard, FL 32046Listed by WATSON REALTY CORPDec 2025$218,000$1653/21,320640.1
171051 Andrews Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$300,000$2023/21,4821520.1
171397 Andrews Road, Hilliard, FL 32046Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYDec 2025$367,500$2243/21,64460.3
27359 Geiger Road, Hilliard, FL 32046Listed by CORE REALTY, LLCJul 2025$675,000$3453/21,957330.3
241656 CR121, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$410,000$2694/21,52351.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,000
Price / Sq Ft$173
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,782
Total Structure Area2,775 sq ft
Acres3.80 acres
Year Built2002
TypeResidential
Sub-TypeManufactured Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address171133 Andrews Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size165,528 sq ft
Parcel Number354N23202000630030

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
Green / EnergyWindows
ParkingAdditional Parking, Attached, Attached Carport, Carport, Circular Driveway, Covered, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Porch
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 2, 2026
Days on Market8
Tax Amount$875.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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