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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Dec 13, 2024·20 days on market·Recent sales in Jacksonville

12351 Lawson Creek Drive

Jacksonville, FL 32218

$400,000sold priceListed at $419,750 · 95.3% of asking$139/sqftMLS# 2042994
4
Beds
2.5
Baths
2,884
Sq Ft
2007
Built
2
Garage
No
Pool
HOA $53/mo0.96 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

This beautifully two story home is nestled at the end of a quiet cul-de-sac, offering privacy on a well-fenced home site just shy of 1 acre of land. Adjacent to a pond with a mature tree scape, this well-kept home features an open floor plan ideal for entertaining on the main level, while keeping the private living area upstairs. The large, open kitchen boasts ample countertop space for cooking and hosting, along with an oversized pantry. The kitchen overlooks the family room and extends into the oversized backyard. Upstairs, you'll find four spacious bedrooms, including a master suite with a built-in closet, and two new AC units for added comfort. Additionally, there is a retreat overlooking the pond-perfect for an office, gaming area, or separate play space. Roof is 2.5 years old. Conveniently located close to the Airport, River City Market, Amazon distribution, Kings Bay Naval Base, Mayport Naval Base and more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,216
Property taxesest. at asking price, Duval County$653
HOAbilled annually$53
Estimated total, before insurance$2,921/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,216
Principal & Interest: $2,216
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,135
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $194/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 22, 2024Listed$419,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12548 Daylight Trail, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$369,900$1603/22,310620.2
12182 Georgia Oak Court, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$440,000$1764/2.52,49740.4
12113 Jade Point Court, Jacksonville, FL 32218Listed by EXP REALTY LLCSep 2026$375,000$1514/2.52,482300.4
12221 Sand Lake Court, Jacksonville, FL 32218Listed by BENCHMARK BROKERS, INCAug 2026$267,000$1245/3.52,145300.4
12127 Georgia Oak Court, Jacksonville, FL 32218Listed by MOMENTUM REALTYAug 2026$360,000$1266/32,850210.4
2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$360,000$1713/22,106210.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,750
Price / Sq Ft$146
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,884
Acres0.96 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontYes

School Information

ElementaryLouis Sheffield
MiddleOceanway
HighFirst Coast

Community Information

Address12351 Lawson Creek Drive, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionDunn Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size41,817.6 sq ft
Parcel Number1067410290
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchPatio
FencingBack Yard
RoofShingle

Additional Information

Date ListedNovember 22, 2024
Days on Market20
HOA Fees$630 / Annually
HOA FrequencyAnnually
Tax Amount$193.8
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 13, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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