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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ravenswood Village, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jan 14, 2025·124 days on market·Recent sales in Ravenswood Village·Ravenswood Village

148 Elmhurst Lane

St. Augustine, FL 32084

$211,000sold priceListed at $221,990 · 95% of asking$190/sqftMLS# 2041988
2
Beds
2.5
Baths
1,109
Sq Ft
2024
Built
—
Garage
No
Pool

5 more homes for sale in Ravenswood Village →Search Ravenswood Village on the map

HOA $95/moTownhouse2 storiesNew construction

About this home

Ravenswood Village

Welcome to St. Augustine, Florida! Beautiful open concept townhomes with energy-efficient features at a great price in Ravenswood Village. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most. Located minutes from Historic St. Augustine, residents will enjoy all of the charm and history of St. Augustine living with quick interstate access to Jacksonville and surrounding areas.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,169
Property taxesest. at asking price, St. Johns County$281
HOAbilled quarterly$95
Estimated total, before insurance$1,545/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$211,000
$42,200
Loan Term
Monthly Payment
$1,169
Principal & Interest: $1,169
Property taxes (est.): $281
Insurance (est.): $141
Estimated Total Monthly
$1,590
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,708,000 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$189,820$189,820—
2024$40,000$40,000—

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
98 Vidalia Ridge Road, St. Augustine, FL 32084Listed by UNITED REAL ESTATE GALLERYJul 2026$210,000$1892/2.51,109400
120 Vidalia Ridge Road, St. Augustine, FL 32084Listed by WATSON REALTY CORPJun 2025$228,000$2062/2.51,109190
57 Elmhurst Lane, St. Johns, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$210,000$1892/2.51,109520.1
540 Florida Club Boulevard 110, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$210,000$1862/21,131420.5
520 Florida Club Boulevard 208, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$180,000$2161/1832350.6
520 Florida Club Boulevard 108, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$177,000$2131/18321030.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$221,990
Price / Sq Ft$200
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,109
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address148 Elmhurst Lane, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionRavenswood Village
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0948522870

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingOther

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 12, 2024
Days on Market124
HOA Fees$285 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ravenswood Village

Ravenswood Village is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Ravenswood Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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